Insure a great life.

Insure a great life.

Fitness Centers Need for Risk Control

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Fitness Center Risk Control

Yes, 2018 is here! On New Year’s Eve, many people made resolutions. Articles abound in January on the types of resolutions pledged (although not necessarily kept). In fact, there is a website Statistic Brain that offers the following: In 2017, ranking number 1 for 2017 was to lose weight and eat healthier (21.4%), while 5.5% (number 7) of resolutions dealt with to work out more often. Additionally, Statistic Brain reports…

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Catastrophes And Challenges Impact Commercial Coverage Rates

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Commercial Insurance Coverage and Rates

With the New Year ahead, it’s a good time to glance in the rear-view mirror and consider what businesses and individuals have faced this year from an insurance point of view, as well as what one may face in the coming year. We’ve taken time in the past few months to review items like various homeowner endorsements, flood insurance, and the impact high-tech autos have on insurance rates. We are…

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Do You Understand Artisan Contractors Insurance?

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Artisan Contractor

“He who works with his hands is a laborer. He who works with his hands and his head is a craftsman. He who works with his hands and his head and his heart is an artist.” – St. Francis of Assisi If you own your home or if you rent your home, then you might often marvel at the quality of the craftsmanship and sheer artistry of the finished workmanship….

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High-Tech Autos Add To Higher Auto Insurance Rates

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High-Tech-Autos Higher Auto Insurance Rates

Are you in the market for a new automobile? Perhaps you spent Black Friday auto shopping. Yes, people really do go car shopping on Black Friday. In fact, The Nashville Ledger published a “how to” article on November 24, 2017, “How to shop for car deals on Black Friday.” Part of their step-by-step instructions included this caution: Bring along a copy of your current auto insurance card. But you may…

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Liquor Liability Coverage: A New Year’s Resolution

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Liquor Liability Coverage

It is now November and many commercial businesses should take some time to review their commercial general liability insurance policy. For example, if your business is a resort, campground, restaurant, brewery, distillery or even an event venue, then you will want to make a New Year’s resolution to review your Liquor Liability coverage. According to the Insurance Information Institute (III) Liquor Liability insurance is: “Business coverage that protects your business…

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Understanding Bailee Coverage Protects Everyone

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Understanding Bailee Coverage

During an average week, consumers visit diverse businesses to complete various tasks. Perhaps you need to have your car serviced, maybe you are dropping off clothes for dry cleaning, or you could be in need of having a piece of jewelry repaired. When you are the customer, you become the “bailor,” while the company that temporarily takes control of your property becomes the “bailee.” Both parties have entered into an…

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John Bailey Company Insurance Mobile App

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John Bailey Compnay Insurance Mobile App

If one visits our John Bailey Company Insurance website, then you know we provide a number of ways to contact us, that is, to stay in touch. For example, you can: E-mail us via our Contact Us page Tweet to John Bailey Company Like and/or Follow John Bailey Company on Facebook Keep up with John Bailey Company on LinkedIn Subscribe to John Bailey Company’s YouTube channel Read the John Bailey…

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Homeowners Insurance Endorsements

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Homeowners Insurance Endorsements

Undoubtedly, as 2017 proceeded, Americans have been alerted by the historical weather events Harvey, Irma and Maria which occurred from August 25, 2017, through September 16, 2017. And many homeowners have been shocked to learn that perhaps their homeowner policy and their respective endorsements were lacking in certain ways. How about you? Do you understand your homeowners insurance endorsements? Our regular readers, know that over the past few years we…

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Don’t Forget Your Umbrella…Umbrella Insurance That Is!

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Umbrella Insurance

No matter our age or where we live, there is a good chance we’ve heard the directive: “Don’t forget your umbrella!” How about you? Can you recall your parent, your grandparent, your sibling, your spouse, or even your child gently reminding you to be prepared for the weather forecast? Today we have a reminder: “Don’t forget your umbrella…Umbrella Insurance that is!” First, what is Umbrella Insurance? Like a rain or…

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Life Insurance: Are You Ready For A Lifelong Project?

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Life Insurance Awareness Month

When one considers the phrase “a lifelong project,” it may conjure up images of a major undertaking, requiring many hours and perhaps much capital. However,  life insurance, a lifelong project, can be interesting, rewarding and comforting. Depending on your own life experience, you might recall your parents or grandparents discussing life insurance. A death in the family may have sent everyone searching for any life insurance policy that may have…

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