Blog

Work Comp premiums for Non-Employees in TN

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Employees

Interesting case came out of the Insurors of Tennessee newsletter last week. We have a feeling insurance companies will be jumping all over Workers Compensation audits after the Tennessee Supreme court declined to hear a case about insurance companies collecting Work Comp premium on payroll for Non-Employees. Not good news for many companies who hire independent contractors. The only thing we recommend at this time is that your independent contractors…

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How to Slay Dragons

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22

This is my collection of journal notes taken from years past. Enjoyed publishing it on linkedin “If I were 22″ series and wanted to keep my content versus have it in a social media space. I am now 35, and live in my hometown Knoxville, TN. I have been compiling notes since my graduation from Ole Miss in 2001. From time to time I review them and realize how I…

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Connecting your Neighborhood

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Recently, my HOA board decided to implement and review a new model for connecting our neighborhood called Nextdoor. A good friend of mine named Casey Peters introduced me to the idea, as he had said it really opened up communication and helped his neighborhood organize, discuss risk management, ask for recommendations, borrow lawn equipment, share an aerator for the weekend, share documents for review, and discuss safety issues. Nextdoor is…

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What Does Your Final Four Team Say About You?

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Stuart Seeger Photo

Sometimes I feel like we pull for teams that we can relate to. I have always felt like basketball strategy and business approach go hand in hand. The team you are pulling for in the 2014 Final Four has everything to do with your current approach to business. Here is what your team says about you: Kentucky These flashy young guns have 2 simple goals – Win a national championship…

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The Office Refrigerator

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Dirty fridge

I received an email from Anne in our office this week about the “uncomfortable” situation in the office refrigerator. It is too good not to share her thoughts on the office refrigerator policy: The problem of food preservation has been a problem for humans since we first walked upright.  For centuries we have struggled to preserve fresh meats, vegetables, fruit and dairy so that we can continue to enjoy these…

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Sinkhole Legislation Passed

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Example of Sinkhole

Sinkhole legislation bill was passed by the Tennessee General Assembly this week. So what does that mean? It basically means insurance companies must make sinkhole insurance available to homeowners if they want to continue to insure homes in Tennessee. If they want to inspect the property before insuring the home for sinkhole coverage they may. What does all that mean? It means sinkhole coverage is now optional to you, where…

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Will Tennesse Privatize Parks?

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Tennessee

Tennessee is exploring the possibility of privatizing parks and that is important to us because we are located in Tennessee and we are specialized in outdoor and recreation insurance. If the state government moves forward in privatizing parks we hope they will also review the outdoor exposures and how they are to be insured as the insurance premium can be somewhat costly. From an insurance standpoint the process of leasing land to…

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Spring Break Tips for 2014

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Special thanks to Shazwan for the photo.

Warmer weather, sand and sun mean one thing:  Spring Break. Thankfully, it will be here before you know it.  Make sure you are spring break ready with these Spring Break Tips for 2014. 1.  Book your rentals fast. The longer you wait, the more you might pay and your perfect place might already be booked. 2.  Don’t be afraid to shop around for the best deal. Utilize the many rental…

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Open Enrollment…What?

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Special thanks to Images Money for the photo.

Every year I have the opportunity and pleasure to re-certify for Medicare with each of our Insurance Companies servicing Medicare. For most seniors, this is time to scramble and find the best plan for their current situation and needs.  The governing body responsible for this oversight is the Center for Medicare and Medicaid Services.  CMS also determines the Open Enrollment dates for Medicare Advantage plans and now, Affordable Care Act…

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College Apartment Leasing Tips

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Special thanks to Kate Ter Haar for the photo.

It’s that time of the year again. School is in full swing and you need to make a decision about where you are living next year.  Signing your first lease can seem daunting, but don’t let this next phase in your life intimidate you.  Follow these University of Tennessee college apartment leasing tips to help you make the right decision for you. 1. Just like other things in life, you…

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