Insure a great life.

Insure a great life.

Make Time To Consider Business Interruption Insurance

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Business Interruption Insurance

Over the past few years our John Bailey Insurance Agency team has published a number of blog posts highlighting how the right commercial insurance policy can protect your business from events such as theft, property damage, liability, and employee injury. But today we would like you to make time to consider Business Interruption Insurance. Business Interruption Insurance defined It’s easy enough to google the phrase “business interruption insurance” and you’ll…

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Wildlife On The Road – They Are Bigger Than You Think!

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wildlife on the road animal collision

Summer is here! And, many us are out and about enjoying life, experiencing nature and searching for ways to relax with our families. As evening time comes we often take 30 minutes out of our day to watch the nightly news. During the week of June 19, 2018, a local Tennessee story caught our attention when ABC WATE’s headline reported “Bear Runs Into Car Near Cosby!” So, today we thought…

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May Is Disability Insurance Awareness Month

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Disability Insurance Awareness Month

Have you ever had to miss work because of illness? Most employed and self-employed Americans have an occasional negative health incident that lasts a few days, so they “call in” sick and hopefully their paycheck is not impacted, as personal time off or sick pay covers one for those days. But are you financially prepared if your disability were to last weeks, months or even years? There is a pretty…

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Do You Have Uninsured Motorist Coverage?

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Uninsured Motorist Coverage

Have you ever been involved in an auto accident? The truth is many people over the course of their driving history have at one time or another been party to an automobile accident. In 2015, 7.95 million U.S. drivers were in property damage only crashes on U. S. roads, while 3.13 million drivers were engaged in injury crashes. Are you prepared if the at-fault driver is not insured? Ask yourself:…

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Distracted Driving Awareness Month “Just Drive”

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Distracted Driving Awareness Month 2018

As a driver, has one or more of your passengers ever requested you to “just drive?” Or maybe as a passenger you were the one who uttered these words to your driver, “just drive!” If you’re a parent, chances are you’ve cautioned your teenage child to drive with care and to remember to “just drive.” The 2018 theme for the National Safety Council Distracted Driving Awareness Month “Just Drive” should…

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Consider Key Person Insurance For Your Business

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Key Person Insurance

Do you own your own business? Perhaps you have a business partner or partners and maybe each of you plays a critical role in making your business successful. If so, you may want to consider Key Person Insurance for your business. This type of life insurance can go a long way as a safeguard for your succession plan. So, today let’s take a few minutes to outline key person insurance….

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Glamorous Camping Also Known As Glamping

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Glamping Industry

“My wife’s idea of camping is a hotel without room service!” …Anonymous If you’re in a relationship where one of you enjoys the great outdoors and camping, but your partner does not take kindly to backpacking, sleeping bags, bugs, snakes, dehydrated food and no “facilities,” then glamorous camping may be an answer for you. Glamorous camping also known as glamping is not really new, but today’s post will give you…

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Understanding Errors and Omissions Insurance

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Errors-and-Omissions-Insurance

This is tax season. For the ordinary taxpayer the deadline for filing your personal return for the tax year 2017 is April 17, 2018. Why not April 15th? Well, this year April 15th falls on a Sunday and April 16th, according to the IRS, “Emancipation Day – a legal holiday in the District of Columbia – will be observed on that Monday, which pushes the nation’s filing deadline to Tuesday,…

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Insuring Multi-Family Dwellings

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Insuring Multi-Family Dwellings

Last summer we read with interest a new report by the Pew Research Center. After reviewing Census Bureau housing data, it was determined that currently more U.S. households are headed by renters than at any time-period since 1965. The reasons for this are many and perhaps you have noticed in your own state that the number of multi-family dwellings has increased in the last decade. This is a good indicator…

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Understand The Problem With Potholes

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problem with potholes

If you do a quick online GOOGLE News search for the phrase “winter potholes,” chances are the search engine will return in excess of 52,000 results. And there is a good reason for this: Almost every state, at some time or another, experiences severe weather conditions which precipitate roadway potholes. And the severe weather events over the past 12 months including floods, hurricanes, dramatic shifts in winter temperatures, snowstorms, mudslides,…

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