Insure a great life.

Insure a great life.

Do You Have Uninsured Motorist Coverage?

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Uninsured Motorist Coverage

Have you ever been involved in an auto accident? The truth is many people over the course of their driving history have at one time or another been party to an automobile accident. In 2015, 7.95 million U.S. drivers were in property damage only crashes on U. S. roads, while 3.13 million drivers were engaged in injury crashes. Are you prepared if the at-fault driver is not insured? Ask yourself:…

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Distracted Driving Awareness Month “Just Drive”

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Distracted Driving Awareness Month 2018

As a driver, has one or more of your passengers ever requested you to “just drive?” Or maybe as a passenger you were the one who uttered these words to your driver, “just drive!” If you’re a parent, chances are you’ve cautioned your teenage child to drive with care and to remember to “just drive.” The 2018 theme for the National Safety Council Distracted Driving Awareness Month “Just Drive” should…

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Consider Key Person Insurance For Your Business

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Key Person Insurance

Do you own your own business? Perhaps you have a business partner or partners and maybe each of you plays a critical role in making your business successful. If so, you may want to consider Key Person Insurance for your business. This type of life insurance can go a long way as a safeguard for your succession plan. So, today let’s take a few minutes to outline key person insurance….

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Glamorous Camping Also Known As Glamping

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Glamping Industry

“My wife’s idea of camping is a hotel without room service!” …Anonymous If you’re in a relationship where one of you enjoys the great outdoors and camping, but your partner does not take kindly to backpacking, sleeping bags, bugs, snakes, dehydrated food and no “facilities,” then glamorous camping may be an answer for you. Glamorous camping also known as glamping is not really new, but today’s post will give you…

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Understanding Errors and Omissions Insurance

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Errors-and-Omissions-Insurance

This is tax season. For the ordinary taxpayer the deadline for filing your personal return for the tax year 2017 is April 17, 2018. Why not April 15th? Well, this year April 15th falls on a Sunday and April 16th, according to the IRS, “Emancipation Day – a legal holiday in the District of Columbia – will be observed on that Monday, which pushes the nation’s filing deadline to Tuesday,…

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Insuring Multi-Family Dwellings

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Insuring Multi-Family Dwellings

Last summer we read with interest a new report by the Pew Research Center. After reviewing Census Bureau housing data, it was determined that currently more U.S. households are headed by renters than at any time-period since 1965. The reasons for this are many and perhaps you have noticed in your own state that the number of multi-family dwellings has increased in the last decade. This is a good indicator…

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Understand The Problem With Potholes

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problem with potholes

If you do a quick online GOOGLE News search for the phrase “winter potholes,” chances are the search engine will return in excess of 52,000 results. And there is a good reason for this: Almost every state, at some time or another, experiences severe weather conditions which precipitate roadway potholes. And the severe weather events over the past 12 months including floods, hurricanes, dramatic shifts in winter temperatures, snowstorms, mudslides,…

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Life Insurance Policy Locator Service

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Life Insurance Policy Locator Service

Our blog title this week, Life Insurance Policy Locator Service, may catch you off guard. You might wonder why you or anyone could need this service. After all, you planned appropriately, you worked with your insurance agent, you found solutions, you purchased your life insurance policy, you paid your premiums timely by mail or by using an app, and you tucked your policy away in a safe place. But, did…

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Fitness Centers Need for Risk Control

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Fitness Center Risk Control

Yes, 2018 is here! On New Year’s Eve, many people made resolutions. Articles abound in January on the types of resolutions pledged (although not necessarily kept). In fact, there is a website Statistic Brain that offers the following: In 2017, ranking number 1 for 2017 was to lose weight and eat healthier (21.4%), while 5.5% (number 7) of resolutions dealt with to work out more often. Additionally, Statistic Brain reports…

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Catastrophes And Challenges Impact Commercial Coverage Rates

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Commercial Insurance Coverage and Rates

With the New Year ahead, it’s a good time to glance in the rear-view mirror and consider what businesses and individuals have faced this year from an insurance point of view, as well as what one may face in the coming year. We’ve taken time in the past few months to review items like various homeowner endorsements, flood insurance, and the impact high-tech autos have on insurance rates. We are…

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