Insure a great life.

Insure a great life.

Are You Prepared for a Flood?

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Rain and flood warning

The weather is anything but predictable. While you can’t control what happens in life, you can protect your home and your family by having a plan in place in the event that your community experiences an extreme weather event. You might be surprised to learn that floods represent one of the most common natural disasters. And, it’s one of the costliest weather events for homeowners. On average, most flood insurance…

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Road Safety

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Bike Picture

There’s no way to ignore it. The bicycler riding in the middle of the road, car after car whizzing by with kayaks strapped down going to any body of water within reach, and joggers everywhere. Outdoor recreational sports are the new trend. Luckily, for many communities and park-goers, this doesn’t seem like a trend that is likely to die out any time soon. New green ways and parks are popping…

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Vehicle Maintenance Tips to Prevent Automobile Accidents

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Vehicle Maintenance Tips

From self-driving cars to rear-view cameras, the automotive industry continues to make substantial investments in new technology designed to keep us all safer on the road. It’s important to remember, though, that you can take automobile safety into your own hands. By conducting routine vehicle maintenance and adopting some simple strategies to keep your automobile working smoothly, you can avoid unnecessary fender-benders. You don’t have to spend a lot of…

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Prevent Insurance Claims with These Home Improvements

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prevent insurance claims home improvement

Are you like many Knoxville homeowners who started summer with a lengthy home improvement list? It’s now mid-summer, and chances are you have only tackled a fraction of the projects you set out to complete. A great way to set home improvement priorities is to look at projects from an insurance perspective. If you identify and correct potential problems now, you will prevent inconvenient damage later and safeguard yourself from…

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5 Types of Insurance Coverage Every Resort Needs

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5 types of resort insurance

As a member of the hospitality industry, your insurance requirements are complex. Whether you run a boutique resort, timeshare community, guest ranch, or destination spa, it’s important to evaluate potential exposures and tailor an insurance plan to protect your property, assets, team members, and reputation. Risk management plans for resorts vary widely in their features, but there are several types of insurance that resort owners and operators can’t afford to…

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A Secret to Keep Insurance Premiums Down

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17160656345_b2539a6dd4_z

Want to hear a secret way to keep your insurance premiums down? Pay your insurance premiums by the due date. Late payments cost the insurance carrier money, which is then passed on to the consumer in the form of higher insurance premiums. With the availability of sophisticated data analysis, companies can now identify their customers that are less profitable and charge only those clients higher premiums. Those with a history…

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The Fall Time Table

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sundial

I never thought this day would come. I am tired of homegrown tomatoes. My tomatoes are legendary. The plants reach 9’ tall, the branches so weighty they bend over the heavy gauge chicken wire cages specially fabricated to corral these freaks of nature and the fruit is perfectly shaped and blemish free. Those earthy markets have nothing on my little patch in South Knoxville. From early July I have enjoyed…

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Labor Day Grilling Tips

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Grill Tongs

Another great American holiday is nearing … Labor Day! Chances are, you will be spending the holiday outdoors with friends, family and feast! It is time for barbecue, and we talked to Chef Eddie Faircloth, who is also the kitchen manager for the award-winning Sweet P’s Barbecue & Soul House. Here are Eddie’s quick tips to help us dine with soul while we grill out on Labor Day weekend: “It’s…

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A Few Tips for Bike Maintenance

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Bike Maintenance

Mountain biking and cycling are excellent means of transportation, as well as great exercise – all while being a total blast! Routine maintenance is crucial for a healthy bike, but it is also important to “know your stuff” when you walk into a bicycle shop to drop some dollars. Here are few helpful tips for Bike Maintenance: The only bad bikes are the ones that you do not ride. If…

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Construction Workers Built Us

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Norris Dam (1936) - Construction worker facing dam

There is no substitute for hard work. –Thomas Edison All my sympathies are on the side of those who toil–of those who produce the real wealth of the world–of those who carry the burdens of mankind. – Robert Green Ingersoll (from the essay “Eight Hours Must Come”, 1890) In May of 1933 amid the Great Depression, the U.S. Congress created the Tennessee Valley Authority. Its mission was to provide flood…

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