Category: Auto Insurance

Wildlife On The Road – They Are Bigger Than You Think!

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wildlife on the road animal collision

Summer is here! And, many us are out and about enjoying life, experiencing nature and searching for ways to relax with our families. As evening time comes we often take 30 minutes out of our day to watch the nightly news. During the week of June 19, 2018, a local Tennessee story caught our attention when ABC WATE’s headline reported “Bear Runs Into Car Near Cosby!” So, today we thought…

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Do You Have Uninsured Motorist Coverage?

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Uninsured Motorist Coverage

Have you ever been involved in an auto accident? The truth is many people over the course of their driving history have at one time or another been party to an automobile accident. In 2015, 7.95 million U.S. drivers were in property damage only crashes on U. S. roads, while 3.13 million drivers were engaged in injury crashes. Are you prepared if the at-fault driver is not insured? Ask yourself:…

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Understand The Problem With Potholes

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problem with potholes

If you do a quick online GOOGLE News search for the phrase “winter potholes,” chances are the search engine will return in excess of 52,000 results. And there is a good reason for this: Almost every state, at some time or another, experiences severe weather conditions which precipitate roadway potholes. And the severe weather events over the past 12 months including floods, hurricanes, dramatic shifts in winter temperatures, snowstorms, mudslides,…

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High-Tech Autos Add To Higher Auto Insurance Rates

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High-Tech-Autos Higher Auto Insurance Rates

Are you in the market for a new automobile? Perhaps you spent Black Friday auto shopping. Yes, people really do go car shopping on Black Friday. In fact, The Nashville Ledger published a “how to” article on November 24, 2017, “How to shop for car deals on Black Friday.” Part of their step-by-step instructions included this caution: Bring along a copy of your current auto insurance card. But you may…

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Understand Your Credit Score and Your Car Insurance Rate

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Do you understand your credit score and your car insurance rate? This time of year is often regarded as the car-buying season. The new models are headed to the dealerships, some teens and college-aged students have saved enough for their down payment, reconditioned used cars are readily available, and maybe your present car is ready to die. With the excitement of test driving different models, remember your “new” car will…

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Road Safety

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Bike Picture

There’s no way to ignore it. The bicycler riding in the middle of the road, car after car whizzing by with kayaks strapped down going to any body of water within reach, and joggers everywhere. Outdoor recreational sports are the new trend. Luckily, for many communities and park-goers, this doesn’t seem like a trend that is likely to die out any time soon. New green ways and parks are popping…

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Vehicle Maintenance Tips to Prevent Automobile Accidents

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Vehicle Maintenance Tips

From self-driving cars to rear-view cameras, the automotive industry continues to make substantial investments in new technology designed to keep us all safer on the road. It’s important to remember, though, that you can take automobile safety into your own hands. By conducting routine vehicle maintenance and adopting some simple strategies to keep your automobile working smoothly, you can avoid unnecessary fender-benders. You don’t have to spend a lot of…

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A Secret to Keep Insurance Premiums Down

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Insurance Premium

Want to hear a secret way to keep your insurance premiums down? Pay your insurance premiums by the due date. Late payments cost the insurance carrier money, which is then passed on to the consumer in the form of higher insurance premiums. With the availability of sophisticated data analysis, companies can now identify their customers that are less profitable and charge only those clients higher premiums. Those with a history…

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Ease Parking Headaches

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Angry Driver

Parking can be impossible especially when you are late for class. Follow these tips to ease your parking headaches. 1.  Take morning classes, the earlier the better. Yes, I am serious.  No one wants to take 8 a.m. classes, but less people on campus means better parking spots for you. 2.  Block your classes as much as possible.  If you start at 8 a.m. and block three classes together, you…

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No Four-Wheel Drive? No Problem.

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Car in Snow

If you are lucky enough like me to NOT have four-wheel drive on these wonderful snow days, follow these tips to make sure snow days don’t turn into disaster days. 1.  Slow and steady wins the race. Don’t go faster than you feel comfortable going. 2.  Cat litter is your best friend. Pour some around your tires to provide extra traction when getting your car out of the snow. 3….

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