Category: Auto Insurance

Understand Your Credit Score and Your Car Insurance Rate

No Comments »

Do you understand your credit score and your car insurance rate? This time of year is often regarded as the car-buying season. The new models are headed to the dealerships, some teens and college-aged students have saved enough for their down payment, reconditioned used cars are readily available, and maybe your present car is ready to die. With the excitement of test driving different models, remember your “new” car will…

Read More

Road Safety

No Comments »
Bike Picture

There’s no way to ignore it. The bicycler riding in the middle of the road, car after car whizzing by with kayaks strapped down going to any body of water within reach, and joggers everywhere. Outdoor recreational sports are the new trend. Luckily, for many communities and park-goers, this doesn’t seem like a trend that is likely to die out any time soon. New green ways and parks are popping…

Read More

Vehicle Maintenance Tips to Prevent Automobile Accidents

No Comments »
Vehicle Maintenance Tips

From self-driving cars to rear-view cameras, the automotive industry continues to make substantial investments in new technology designed to keep us all safer on the road. It’s important to remember, though, that you can take automobile safety into your own hands. By conducting routine vehicle maintenance and adopting some simple strategies to keep your automobile working smoothly, you can avoid unnecessary fender-benders. You don’t have to spend a lot of…

Read More

A Secret to Keep Insurance Premiums Down

No Comments »
Insurance Premium

Want to hear a secret way to keep your insurance premiums down? Pay your insurance premiums by the due date. Late payments cost the insurance carrier money, which is then passed on to the consumer in the form of higher insurance premiums. With the availability of sophisticated data analysis, companies can now identify their customers that are less profitable and charge only those clients higher premiums. Those with a history…

Read More

Ease Parking Headaches

No Comments »
Angry Driver

Parking can be impossible especially when you are late for class. Follow these tips to ease your parking headaches. 1.  Take morning classes, the earlier the better. Yes, I am serious.  No one wants to take 8 a.m. classes, but less people on campus means better parking spots for you. 2.  Block your classes as much as possible.  If you start at 8 a.m. and block three classes together, you…

Read More

No Four-Wheel Drive? No Problem.

No Comments »
Car in Snow

If you are lucky enough like me to NOT have four-wheel drive on these wonderful snow days, follow these tips to make sure snow days don’t turn into disaster days. 1.  Slow and steady wins the race. Don’t go faster than you feel comfortable going. 2.  Cat litter is your best friend. Pour some around your tires to provide extra traction when getting your car out of the snow. 3….

Read More

5 Tips for Surviving Winter

No Comments »
Ice Scraper

I am beyond done with the cold weather. There are no more Christmas festivities to look forward to anymore and we haven’t even hit the coldest part of the year.  Here are some survival tips to make it through the rough winter without losing too much of your sanity: 1.  Make sure your car is winter ready.  Nothing is worse than getting into a wreck or breaking down when its…

Read More

5 Winter Car Tips for College Girls

No Comments »
Frozen Acura TL

College girls follow these car tips to make through winter : 1.  Always have a safety kit in your car, you never know what might happen. 2.  That little annoying light is the low tire pressure signal…you have to put more air in the tires, it will not just go away. 3.  Make sure there is enough gas in your car at all times.  Even though you are short on…

Read More

Stiff Penalties for Those Without Insurance in Tennessee

No Comments »

photo credit: dno1967b Via the PIA Newsletter: “On July 1, 2013 a new law becomes effective that significantly increases the penalty for violation of the state’s financial responsibility law when the driver at fault is uninsured and bodily injury or death occurs in an accident. The new law will make the offense a Class A misdemeanor, which is punishable with jail time of up to 11 months and 29 days…

Read More

How to MERGE Correctly

No Comments »

photo credit: dno1967b Yesterday morning, I watched an accident happen on the way to work. A car just stopped on the interstate to move over into a different lane. This caused an accident with the two cars behind it. This got me thinking on the proper way to merge onto oncoming traffic. Although it seems like common sense and every driver should know how to properly merge, this may not…

Read More