Category: Commercial Insurance

Youth Camp Owner’s Insurance “Packing List”

No Comments »
Youth Camp Owners Insurance

Spring is here, and the summer season is right around the corner. Many parents are busy making decisions about whether or not their children will be attending a summer camp this year – if they’re not already putting the final touches on each child’s packing list. Even our local Knoxville News Sentinel recently published “Summer Camps Guide 2019: How to keep kids busy in Knoxville.” If you are having trouble…

Read More

Mind Your Business Commercial General Liability Insurance

No Comments »
Commercial Liability Insurance

For many businesses, small and large, the winter months are spent organizing, preparing and filing tax returns. After all, March 15th is the federal tax filing deadline for S Corporations and partnerships. If you’re not a business partner or S Corp owner, then it could be that the 15th of March only brings to mind the “Ides of March” – a day the Romans observed as a deadline for settling…

Read More

Commercial Auto Insurance Telematics and ELD Primer

No Comments »
Telematics-ELD-Rule-Commercial-Auto-Insurance

When the average person considers auto insurance, they’re likely thinking about personal car insurance. But what about commercial auto insurance? Late last year we were struck by an opinion offered by Insurance Business America: “Commercial auto is widely regarded as one of the most challenging insurance markets in the United States.” In response, the John Bailey Company determined that 2019 may be a good time to assist business owners and…

Read More

Risk Management – Is Your Business Connected?

No Comments »
Technology Smart Sensors Risk Management

Do you own a business? Or perhaps you serve on the risk management team for your employer? Over the years, via our blog and as a service for our John Bailey Company commercial customers, we often discuss new aspects of risk management. Considering the internet of things (IoT) is critical in all aspects of our lives, today we pose a question: Risk management – is your business connected? Predicting and…

Read More

Enhancing Safety Through Ergonomics

No Comments »
National Ergonomics Month 2018

Did you know October is National Ergonomics Month (NEM)? Yes, it was in 2003 when the Human Factors and Ergonomics Society (HFES) made the decision to reach out to the general public, as well as professionals and students, in the workplace to promote the benefits of ergonomics. Today’s post will serve as a resource for our present and future clients to appreciate that enhancing safety through ergonomics should be everyone’s…

Read More

Employee Crime Is Real

No Comments »
Employee Crime Is Real

In a perfect world, business owners would need only take precautions to prevent theft by outsiders. For example, one might install an alarm system, consider improved lighting with security cameras, steel doors, a vault and monitor how much cash is kept on hand. All good ideas which complement a business’ risk management plan. But what about insider theft? Owners of every business, small to large, need to understand employee crime…

Read More

Product Liability Insurance Helps Insure a Great Life

No Comments »
Product Liability Insurance

Whether you purchase and use products as a consumer, sell products as part of your business model or manufacture products for businesses and consumers, then it is important to understand how product liability insurance helps insure a great life. For certain, consumers assume a certain level of guaranteed safety with every product (i.e., autos, furniture, food, medicine, appliances) purchased. Businesses which sell products take on the responsibility for the safety…

Read More

Make Time To Consider Business Interruption Insurance

No Comments »
Business Interruption Insurance

Over the past few years our John Bailey Insurance Agency team has published a number of blog posts highlighting how the right commercial insurance policy can protect your business from events such as theft, property damage, liability, and employee injury. But today we would like you to make time to consider Business Interruption Insurance. Business Interruption Insurance defined It’s easy enough to google the phrase “business interruption insurance” and you’ll…

Read More

Consider Key Person Insurance For Your Business

No Comments »
Key Person Insurance

Do you own your own business? Perhaps you have a business partner or partners and maybe each of you plays a critical role in making your business successful. If so, you may want to consider Key Person Insurance for your business. This type of life insurance can go a long way as a safeguard for your succession plan. So, today let’s take a few minutes to outline key person insurance….

Read More

Glamorous Camping Also Known As Glamping

No Comments »
Glamping Industry

“My wife’s idea of camping is a hotel without room service!” …Anonymous If you’re in a relationship where one of you enjoys the great outdoors and camping, but your partner does not take kindly to backpacking, sleeping bags, bugs, snakes, dehydrated food and no “facilities,” then glamorous camping may be an answer for you. Glamorous camping also known as glamping is not really new, but today’s post will give you…

Read More