Category: Homeowners Insurance

You Can Take the “Bite” Out of Dog Bite Liability Claims

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Dog Bite Liability Claims

“Happiness is a warm puppy.” – Charles Schulz. Many generations understand Mr. Schulz’s sentiment exactly. It could be that we still glance at a “Peanuts” cartoon and have fond memories of Snoopy. Maybe we welcome Marmaduke into our lives via the comic strip or movie. No doubt, we love our favorite dog movie(s), but in reality, dog ownership is a position of responsibility and we are almost always liable for…

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Homeowners Insurance Vacancy Clause – Who knew?

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Homeowner Insurance Vacancy Clause

Are you a homeowner? If so, you undoubtedly have purchased a homeowners insurance policy to protect your own interests, as well as your mortgage holder’s interests. It’s what we do, it is what we know we need to do. But have you ever heard of a homeowners insurance vacancy clause? Consider three scenarios that could trigger a homeowners insurance vacancy clause You know the familiar adage #LifeHappens. As we opined…

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High-Tech Autos Add To Higher Auto Insurance Rates

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High-Tech-Autos Higher Auto Insurance Rates

Are you in the market for a new automobile? Perhaps you spent Black Friday auto shopping. Yes, people really do go car shopping on Black Friday. In fact, The Nashville Ledger published a “how to” article on November 24, 2017, “How to shop for car deals on Black Friday.” Part of their step-by-step instructions included this caution: Bring along a copy of your current auto insurance card. But you may…

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Homeowners Insurance Endorsements

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Homeowners Insurance Endorsements

Undoubtedly, as 2017 proceeded, Americans have been alerted by the historical weather events Harvey, Irma and Maria which occurred from August 25, 2017, through September 16, 2017. And many homeowners have been shocked to learn that perhaps their homeowner policy and their respective endorsements were lacking in certain ways. How about you? Do you understand your homeowners insurance endorsements? Our regular readers, know that over the past few years we…

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Items to Consider When Home Improvements Include a Contractor

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Home Improvement Projects

Home Improvements in the News… For sure, it’s true for the past couple of weeks snow is still falling in parts of the United States and newscasts report hail storms, flooding and tornadoes in other regions; however, this spring many homeowners are considering minor or major home improvement projects. With this in mind, we read with interest an article on Realtor.com that discussed just how many homeowners are contemplating improvements…

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Do You Need High-Value Home Insurance?

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A large brick home

If you’re like most people, your home represents a safe haven for you and your family. A place where you can relax after work and spend leisurely evenings around the dinner table. And, your home is likely one of the most important financial investments that you’ll make during your lifetime. Given that, it’s important to carefully evaluate the homeowner insurance options that are available to protect your estate. One thing…

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After a Home Fire: 5 Things You Can’t Ignore

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Residential home with fire insurance

Unfortunately, home fires contribute to more than $7 billion in property damage annually. While there have been significant improvements in fire safety equipment and education, thousands of homeowners still face the daunting task of cleaning up and restoring their home after a residential fire each year. If you do experience fire damage to your home, it’s normal to feel overwhelmed, anxious and confused about what to do next. But, it…

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Prevent Insurance Claims with These Home Improvements

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prevent insurance claims home improvement

Are you like many Knoxville homeowners who started summer with a lengthy home improvement list? It’s now mid-summer, and chances are you have only tackled a fraction of the projects you set out to complete. A great way to set home improvement priorities is to look at projects from an insurance perspective. If you identify and correct potential problems now, you will prevent inconvenient damage later and safeguard yourself from…

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A Secret to Keep Insurance Premiums Down

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Insurance Premium

Want to hear a secret way to keep your insurance premiums down? Pay your insurance premiums by the due date. Late payments cost the insurance carrier money, which is then passed on to the consumer in the form of higher insurance premiums. With the availability of sophisticated data analysis, companies can now identify their customers that are less profitable and charge only those clients higher premiums. Those with a history…

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Home Rebates using Escore from TVA

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Home Repair

Every homeowner in Knoxville, TN is eligible for an eScore evaluation from TVA – so hop on board to find out your home’s eScore for some hefty cash rebates, thanks to TVA! You can you can complete an eScore Self Audit yourself, or you can schedule an appointment with one of TVA’s professional energy advisors to evaluate your home’s eScore! What Is Exactly Is an eScore? “Make your home a…

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