Category: Money

Are You Subsidizing Health Care Subsidy?

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Washington DC

As an insurance agent, specifically for this blog, health insurance; I am inundated with information regarding health care costs and questioned about the tax and cost implications thereof. From a statistical perspective, or in the insurance world, actuarial statistics- the increase in health care costs are directly influenced by the increase in risk.  In other words, the fact that people are no longer underwritten for health care policies for certain…

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Keep Your Loved Ones Closer

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Pills

My grandmother passed away recently and I have had time to ponder her life and the eventual circumstances that led to her(early in my opinion)passing. Ruth was a very active woman.  Whether it be her children, grandchildren, husband or the church, my grandmother never stopped and was always on the go.  She was a cook and a fantastic artisan.  In my younger days, she would bake a cake for my…

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Are you tying the knot?

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photo credit: Philip Taylor PT Part of the fun stuff in our business is celebrating life changes with our clients. We exist to provide opportunity and solve problems; we are a support system for success. Tying the knot is a great time to evaluate smart moves for the future. Insurance, is not as fun as shopping for a home, or as sparkly as that big nugget engagement ring; we get…

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Unless

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This weekend, a few family friends decided to take our kids to see The Lorax. It has been quite a while since I read Dr. Seuss masterpiece…the movie was fantastic, I read the book again tonight, so I am writing this post as a reminder to us to plant seeds. Randomly last week I was asked by Mark Willoughby a YPK member to speak at his University of Tennessee Business Class in the new James A….

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Will Gas Prices affect Campgrounds and Resorts?

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photo credit: escher_47 This seems to be the question that the recreation industry is asking this spring.  However, what if people decide to travel locally or regionally….Is it possible that families will be traveling locally to get away.  The RV Park and campground industry seems to hope so, along with Resort businesses.  Do gas prices really influence the resort market, or is it the price of food, loss of income, maybe consumer morale?  How far are you willing to travel?  Do recreation…

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Tax Rebates Start getting paid this week

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photo credit: AComment Who out there is ready for some extra bonus money courtesy of the United States Treasury? I have been brainstorming on different ways to spend mine and have come up with the following ideas: 1. Purchase a life insurance policy 2. Pay off student loans 3. Put it in an investment account 4. Flat screen TV 5. 120 $5 foot long sandwiches from Subway The first 3,…

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