Category: Risk Management

Insuring Multi-Family Dwellings

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Insuring Multi-Family Dwellings

Last summer we read with interest a new report by the Pew Research Center. After reviewing Census Bureau housing data, it was determined that currently more U.S. households are headed by renters than at any time-period since 1965. The reasons for this are many and perhaps you have noticed in your own state that the number of multi-family dwellings has increased in the last decade. This is a good indicator…

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Fitness Centers Need for Risk Control

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Fitness Center Risk Control

Yes, 2018 is here! On New Year’s Eve, many people made resolutions. Articles abound in January on the types of resolutions pledged (although not necessarily kept). In fact, there is a website Statistic Brain that offers the following: In 2017, ranking number 1 for 2017 was to lose weight and eat healthier (21.4%), while 5.5% (number 7) of resolutions dealt with to work out more often. Additionally, Statistic Brain reports…

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Risk Management: 4 Strategies for Contractors

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Construction contractors

Whether you manage residential renovations specializing in sustainable building practices or large-scale, landmark commercial builds, you know that any construction project can potentially pose serious safety hazards. With materials regularly weighing several tons and tradesmen often working several stories off the ground, you simply can’t be too careful. That’s why it’s important to be proactive about maintaining a job site that protects your employees from harm by eliminating unnecessary hazards….

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A Few Tips for Bike Maintenance

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Bike Maintenance

Mountain biking and cycling are excellent means of transportation, as well as great exercise – all while being a total blast! Routine maintenance is crucial for a healthy bike, but it is also important to “know your stuff” when you walk into a bicycle shop to drop some dollars. Here are few helpful tips for Bike Maintenance: The only bad bikes are the ones that you do not ride. If…

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5 Outdoor Safety Tips for Solo Adventures

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5 Safety Tips for Solo Adventures

Solo adventuring through the great outdoors can be thrilling and spontaneous while calming and peaceful. That is what makes independently trekking through the woods or a lone bike ride up and down a spiraling mountainside so appealing to many outdoors enthusiasts. The rush from the introspective struggle and harmony with nature when you are on your own is exciting, but it is also important to remember to be smart about…

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10 Cool Tips for Protecting Your Knoxville HVAC Unit

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Waiting for a room to cool

Poor maintenance of your HVAC system can lead to many hassles for a homeowner. A dirty air filter can affect your family’s respiratory health, circulate mold spores inside your home, affect your thermostat, burn out (technically “freeze up”) your AC unit, which can result in extremely costly repairs. The most technical system to operate in a house is the heat and air system, which is why maintenance such as having…

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Boutique Hotels Here to Stay

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Hotel Lobby

It seems the trend of Boutique Hotels is actually here to stay. The history of this class of  hospitality business is quite amazing. The attention to detail, unique characteristics, and decor partnered with the history and date constructed lead us to an experience versus just a place to stay for the night. The insurance for a boutique hotel versus a chain property or motel differs as well. Here are a…

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Don’t Slip

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Wet Floor Sign

One of our many specialty insurance niches is restaurant insurance. A slip and fall  happens to be the largest worker’s compensation insurance claim we see. So how can you prevent a slip and fall in restaurants? Below are a few risk management tips that have helped our clients. 1.  Become obsessed with preventing slip and falls. To learn more reach out to the National Floor Safety Institute (NFSI). 2.  Lots…

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