Category: RV Park Insurance

Will Tennesse Privatize Parks?

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Tennessee

Tennessee is exploring the possibility of privatizing parks and that is important to us because we are located in Tennessee and we are specialized in outdoor and recreation insurance. If the state government moves forward in privatizing parks we hope they will also review the outdoor exposures and how they are to be insured as the insurance premium can be somewhat costly. From an insurance standpoint the process of leasing land to…

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The Red Flags for Campground Insurance Coverage

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We had a RV Park and Campground client ask our insurance agency to come up with things that may be “Red Flags” to insurance companies. Red Flags meaning exposures that are hard to insure and may change the course of a commercial insurance policy.

Camping Tips: Sleeping

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photo credit: DeaShoot It’s been a long day of traveling, setting up camp, cooking, and cleaning. Now it is time to get some sleep. Sometimes getting a good nights rest while camping is tricky. Here are some tips to help! * Did you know that there are different categories of sleeping bags? Make sure you have the appropriate sleeping bag for your camping trip. From personal experience, being too hot…

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Camping: Cooler Tips

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photo credit: Robbie1 Despite the recent hail storm occurring this past Sunday in West Knoxville, warm weather is upon us! Finally! Here are some tips for keeping the ice last longer! 1) Have a couple coolers; one for food, one for drinks, and one for freezer (if needed). 2) Keep coolers in the shade (see example photo above). If it is really hot out, cover with tarp or blanket. 3)…

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How to Put up a Tarp

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photo credit: michael pollak Tarps can be great when camping. Not only does it keep the rain off, but it also provides shade when the sun is shining down. What you will need is plenty of rope and a good sized tarp depending on the camping area and how much of the site you want it to cover. To keep the tarp from drooping in the middle you want to:…

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Avoid the Itch

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photo credit: Kerry Wixted The first step to not getting a rash from poison ivy or any type of poisonous plant is to know what it looks like. Poison ivy has three bright green leaves with an often shiny appearance. This plant can grow up trees or buildings. The vines are often reddish in appearance and the roots that allow them to grow up objects can make them look hairy. Don’t…

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Recreational Vehicle VS Storms

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photo credit: stormrushdotnet When planning your next recreational vehicle, or RV, trip keep in mind some safety tips in case of a storm! After you decide where you are going, make sure you know the best route to evacuate. • Like with any storm, prepare emergency kits with water, foods, and anything you may need as well as fill containers with water for hygiene. • Since you are in your…

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How to Pack a Pack

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Step one: Decide to go backpacking. Step two: Decide where to go. Step three: Get the gear. Step four: Pack your pack. Step five: Go backpacking. Above are five easy steps to going backpacking. Seemingly simple, right? Let’s dive a littler deeper into the fourth step; pack your pack. Because there are different backpacks available, it depends how you pack your backpack. If the pack is an external frame, the weight should…

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Campfire Ablaze

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photo credit: Janet Beasley = JLB Creatives If you are not used to camping, you may not think to make sure the campfire is out before going to bed. What’s the worst that can happen, right? Well, the worst that can happen is a fire spreading out from the campfire pit and the woods around you turn into an inferno. To make sure this doesn’t happen, make sure the fire…

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ADA Compliance for Pools

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photo credit: davidkn1 Title III of the ADA requires that places of public accommodation (e.g., hotels, resorts, swim clubs, and sites of events open to the public) remove physical barriers in existing pools to the extent that it is readily achievable to do so (i.e., easily accomplishable and able to be carried out without much difficulty or expense). – Hat Tip Recently, we had a campground owner contact us about…

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