Tag: Auto Insurance

Understand Your Credit Score and Your Car Insurance Rate

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Do you understand your credit score and your car insurance rate? This time of year is often regarded as the car-buying season. The new models are headed to the dealerships, some teens and college-aged students have saved enough for their down payment, reconditioned used cars are readily available, and maybe your present car is ready to die. With the excitement of test driving different models, remember your “new” car will…

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How Will Driverless Cars Change the Insurance Landscape?

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Today, when you get behind the wheel, drivers assume a certain level of accountability. You know that it’s important to obey local traffic laws and regulations to protect yourself and others on the road. And, you likely take responsibility for your financial considerations, too. By taking out an automobile insurance policy, you’re safeguarding your personal investment and protecting yourself from potential legal liabilities as well. Though, how will your personal…

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Vehicle Maintenance Tips to Prevent Automobile Accidents

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Vehicle Maintenance Tips

From self-driving cars to rear-view cameras, the automotive industry continues to make substantial investments in new technology designed to keep us all safer on the road. It’s important to remember, though, that you can take automobile safety into your own hands. By conducting routine vehicle maintenance and adopting some simple strategies to keep your automobile working smoothly, you can avoid unnecessary fender-benders. You don’t have to spend a lot of…

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Heads Up – Bike Meet Drive-in Awning

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photo credit: °Florian Suddenly there is a loud crash and the bike is crunched off the car; bike meet drive thru awning… Is my bike covered? Auto insurance doesn’t normally cover the damage to your bike. It is usually covered under your homeowners or renters insurance under contents even though the bicycle is on your  car when it was damaged. Keep in mind Auto insurance will cover damages to the car,…

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Auto Accident Can Ruin Your Life

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  photo credit: Joe Parks Are you sufficiently covered? The minimum automobile liability limits in Tennessee are 25/50/15. What does this mean? This means you have $25,000 per person for injury or death. Each occurance is limited to $50,000 for injury or death. And the last number means the limit is $15,000 for property damage for one occurence. Let’s break it down even further with an example. You are in an accident in which you hit…

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It Can Happen in a Blink

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Photo by Shannon Accidents happen everyday. One moment, you are driving along and the next, someone slams their car into the side of your car. This is what happened to my Aunt and Cousin up in New York last month. Her van was totaled and is now in the process of buying a new van. Things can happen quickly. Don’t be stuck without insurance. Photo by Shannon If you have any…

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“The Perfect Insurance Claim”

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photo credit: Joanna Bourne No one likes being in an accident, here is a video posted to YouTube that may make you want to start wearing GoPro cameras on your head for just in case situations like these motorcyclists found out. This will help make your claim process quick and easy.

College Days Are Here

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photo credit: @RunRockPrincess I remember my first day of college. It was exciting and different and completely new. I started at a community college just down the street from my house because I wasn’t sure what I wanted to go to college for. Because of that, I didn’t have to think about insurance for myself until I moved away to attend East Tennessee State University in 2009. Thankfully, my mom is in insurance…

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Raccoon VS Bumper

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photo credit: jocelynsart             A few years back, I went to Connecticut to visit my sister for Halloween weekend. I drove through the night after a couple classes at ETSU. It was well after two o’clock in the morning when I was driving through New Jersey. Although it was the middle of the night, there was still a good amount of traffic. I was just moseying along when I notice…

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