Tag: Auto Insurance

Distracted Driving Awareness Month “Just Drive”

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Distracted Driving Awareness Month 2018

As a driver, has one or more of your passengers ever requested you to “just drive?” Or maybe as a passenger you were the one who uttered these words to your driver, “just drive!” If you’re a parent, chances are you’ve cautioned your teenage child to drive with care and to remember to “just drive.” The 2018 theme for the National Safety Council Distracted Driving Awareness Month “Just Drive” should…

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Understand The Problem With Potholes

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problem with potholes

If you do a quick online GOOGLE News search for the phrase “winter potholes,” chances are the search engine will return in excess of 52,000 results. And there is a good reason for this: Almost every state, at some time or another, experiences severe weather conditions which precipitate roadway potholes. And the severe weather events over the past 12 months including floods, hurricanes, dramatic shifts in winter temperatures, snowstorms, mudslides,…

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High-Tech Autos Add To Higher Auto Insurance Rates

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High-Tech-Autos Higher Auto Insurance Rates

Are you in the market for a new automobile? Perhaps you spent Black Friday auto shopping. Yes, people really do go car shopping on Black Friday. In fact, The Nashville Ledger published a “how to” article on November 24, 2017, “How to shop for car deals on Black Friday.” Part of their step-by-step instructions included this caution: Bring along a copy of your current auto insurance card. But you may…

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Don’t Forget Your Umbrella…Umbrella Insurance That Is!

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Umbrella Insurance

No matter our age or where we live, there is a good chance we’ve heard the directive: “Don’t forget your umbrella!” How about you? Can you recall your parent, your grandparent, your sibling, your spouse, or even your child gently reminding you to be prepared for the weather forecast? Today we have a reminder: “Don’t forget your umbrella…Umbrella Insurance that is!” First, what is Umbrella Insurance? Like a rain or…

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Understand Your Credit Score and Your Car Insurance Rate

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Do you understand your credit score and your car insurance rate? This time of year is often regarded as the car-buying season. The new models are headed to the dealerships, some teens and college-aged students have saved enough for their down payment, reconditioned used cars are readily available, and maybe your present car is ready to die. With the excitement of test driving different models, remember your “new” car will…

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How Will Driverless Cars Change the Insurance Landscape?

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Today, when you get behind the wheel, drivers assume a certain level of accountability. You know that it’s important to obey local traffic laws and regulations to protect yourself and others on the road. And, you likely take responsibility for your financial considerations, too. By taking out an automobile insurance policy, you’re safeguarding your personal investment and protecting yourself from potential legal liabilities as well. Though, how will your personal…

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Vehicle Maintenance Tips to Prevent Automobile Accidents

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Vehicle Maintenance Tips

From self-driving cars to rear-view cameras, the automotive industry continues to make substantial investments in new technology designed to keep us all safer on the road. It’s important to remember, though, that you can take automobile safety into your own hands. By conducting routine vehicle maintenance and adopting some simple strategies to keep your automobile working smoothly, you can avoid unnecessary fender-benders. You don’t have to spend a lot of…

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Heads Up – Bike Meet Drive-in Awning

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photo credit: °Florian Suddenly there is a loud crash and the bike is crunched off the car; bike meet drive thru awning… Is my bike covered? Auto insurance doesn’t normally cover the damage to your bike. It is usually covered under your homeowners or renters insurance under contents even though the bicycle is on your  car when it was damaged. Keep in mind Auto insurance will cover damages to the car,…

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Auto Accident Can Ruin Your Life

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  photo credit: Joe Parks Are you sufficiently covered? The minimum automobile liability limits in Tennessee are 25/50/15. What does this mean? This means you have $25,000 per person for injury or death. Each occurance is limited to $50,000 for injury or death. And the last number means the limit is $15,000 for property damage for one occurence. Let’s break it down even further with an example. You are in an accident in which you hit…

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It Can Happen in a Blink

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Photo by Shannon Accidents happen everyday. One moment, you are driving along and the next, someone slams their car into the side of your car. This is what happened to my Aunt and Cousin up in New York last month. Her van was totaled and is now in the process of buying a new van. Things can happen quickly. Don’t be stuck without insurance. Photo by Shannon If you have any…

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