Tag: auto loan/lease coverage

Do You Have Uninsured Motorist Coverage?

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Uninsured Motorist Coverage

Have you ever been involved in an auto accident? The truth is many people over the course of their driving history have at one time or another been party to an automobile accident. In 2015, 7.95 million U.S. drivers were in property damage only crashes on U. S. roads, while 3.13 million drivers were engaged in injury crashes. Are you prepared if the at-fault driver is not insured? Ask yourself:…

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Knoxville Auto Insurance – Volume 4

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photo credit: blair_25 What you may not know is that most car insurance claims are based on an Actual Cash Value (ACV) basis. This means replacement cost value of the car minus depreciation. As several drivers out their fianance their cars – the amount their vehicle depreciates may not necessarily equal the amount they owe on their loan. So in the event of a claim, the amount paid out by…

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