Tag: commercial coverage

Product Liability Insurance Helps Insure a Great Life

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Product Liability Insurance

Whether you purchase and use products as a consumer, sell products as part of your business model or manufacture products for businesses and consumers, then it is important to understand how product liability insurance helps insure a great life. For certain, consumers assume a certain level of guaranteed safety with every product (i.e., autos, furniture, food, medicine, appliances) purchased. Businesses which sell products take on the responsibility for the safety…

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Make Time To Consider Business Interruption Insurance

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Business Interruption Insurance

Over the past few years our John Bailey Insurance Agency team has published a number of blog posts highlighting how the right commercial insurance policy can protect your business from events such as theft, property damage, liability, and employee injury. But today we would like you to make time to consider Business Interruption Insurance. Business Interruption Insurance defined It’s easy enough to google the phrase “business interruption insurance” and you’ll…

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Consider Key Person Insurance For Your Business

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Key Person Insurance

Do you own your own business? Perhaps you have a business partner or partners and maybe each of you plays a critical role in making your business successful. If so, you may want to consider Key Person Insurance for your business. This type of life insurance can go a long way as a safeguard for your succession plan. So, today let’s take a few minutes to outline key person insurance….

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Glamorous Camping Also Known As Glamping

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Glamping Industry

“My wife’s idea of camping is a hotel without room service!” …Anonymous If you’re in a relationship where one of you enjoys the great outdoors and camping, but your partner does not take kindly to backpacking, sleeping bags, bugs, snakes, dehydrated food and no “facilities,” then glamorous camping may be an answer for you. Glamorous camping also known as glamping is not really new, but today’s post will give you…

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Insuring Multi-Family Dwellings

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Insuring Multi-Family Dwellings

Last summer we read with interest a new report by the Pew Research Center. After reviewing Census Bureau housing data, it was determined that currently more U.S. households are headed by renters than at any time-period since 1965. The reasons for this are many and perhaps you have noticed in your own state that the number of multi-family dwellings has increased in the last decade. This is a good indicator…

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Catastrophes And Challenges Impact Commercial Coverage Rates

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Commercial Insurance Coverage and Rates

With the New Year ahead, it’s a good time to glance in the rear-view mirror and consider what businesses and individuals have faced this year from an insurance point of view, as well as what one may face in the coming year. We’ve taken time in the past few months to review items like various homeowner endorsements, flood insurance, and the impact high-tech autos have on insurance rates. We are…

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Understanding Bailee Coverage Protects Everyone

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Understanding Bailee Coverage

During an average week, consumers visit diverse businesses to complete various tasks. Perhaps you need to have your car serviced, maybe you are dropping off clothes for dry cleaning, or you could be in need of having a piece of jewelry repaired. When you are the customer, you become the “bailor,” while the company that temporarily takes control of your property becomes the “bailee.” Both parties have entered into an…

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3 Strategies for Purchasing the Right Fitness Center Insurance

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Woman on treadmill

Owning and operating a small business comes with a fair bit of risk. You have to keep an eye on your liquidity, local laws regulating your operations and work to find and retain top talent to keep things running smoothly. And, if you own and operate a fitness center, you know that also demands its own unique set of considerations. From a financial perspective, running your own gym can offer…

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