Tag: Commercial Insurance

The ABCs for National Safety Month

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National Safety Month 2019

Would it surprise you to learn that according to the Centers for Disease Control and Prevention (CDC), unintentional injuries are now the third leading cause of death in the United States? It’s true. Look around – just today you might see an apartment pool being drained. Why? One guest broke a glass in the pool, which in turn injured another guest. Or you might notice a person walking four leashed…

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Youth Camp Owner’s Insurance “Packing List”

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Youth Camp Owners Insurance

Spring is here, and the summer season is right around the corner. Many parents are busy making decisions about whether or not their children will be attending a summer camp this year – if they’re not already putting the final touches on each child’s packing list. Even our local Knoxville News Sentinel recently published “Summer Camps Guide 2019: How to keep kids busy in Knoxville.” If you are having trouble…

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Mind Your Business Commercial General Liability Insurance

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Commercial Liability Insurance

For many businesses, small and large, the winter months are spent organizing, preparing and filing tax returns. After all, March 15th is the federal tax filing deadline for S Corporations and partnerships. If you’re not a business partner or S Corp owner, then it could be that the 15th of March only brings to mind the “Ides of March” – a day the Romans observed as a deadline for settling…

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Commercial Auto Insurance Telematics and ELD Primer

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Telematics-ELD-Rule-Commercial-Auto-Insurance

When the average person considers auto insurance, they’re likely thinking about personal car insurance. But what about commercial auto insurance? Late last year we were struck by an opinion offered by Insurance Business America: “Commercial auto is widely regarded as one of the most challenging insurance markets in the United States.” In response, the John Bailey Company determined that 2019 may be a good time to assist business owners and…

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Fishing on the Fly Requires “Reel” Risk Management!

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Fly Fishing Risk Management

Are you a fly-fishing guide? Perhaps you are one of the 6.5 million Americans who enjoy the sport of fly-fishing and depend on a guide. Or perhaps you’ve never even heard of fly-fishing and now we’ve piqued your interest. Today we would like to reach out to our readers who find fly-fishing to be exciting as well as relaxing and those of you who are professional fly-fishing guides who want…

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Risk Management – Is Your Business Connected?

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Technology Smart Sensors Risk Management

Do you own a business? Or perhaps you serve on the risk management team for your employer? Over the years, via our blog and as a service for our John Bailey Company commercial customers, we often discuss new aspects of risk management. Considering the internet of things (IoT) is critical in all aspects of our lives, today we pose a question: Risk management – is your business connected? Predicting and…

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Enhancing Safety Through Ergonomics

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National Ergonomics Month 2018

Did you know October is National Ergonomics Month (NEM)? Yes, it was in 2003 when the Human Factors and Ergonomics Society (HFES) made the decision to reach out to the general public, as well as professionals and students, in the workplace to promote the benefits of ergonomics. Today’s post will serve as a resource for our present and future clients to appreciate that enhancing safety through ergonomics should be everyone’s…

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Is Flood Insurance in Your Forecast?

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Flood Insurance in Your Forecast

Do you ever think about the word forecast? It is a word that is both a noun (a prophecy, estimate, or prediction of a future happening or condition) and verb (to calculate or predict [some future event or condition] usually as a result of study and analysis of available pertinent data). Many start and end each day reviewing forecasts – financial, business, school, traffic and almost always weather forecasts. For…

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Employee Crime Is Real

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Employee Crime Is Real

In a perfect world, business owners would need only take precautions to prevent theft by outsiders. For example, one might install an alarm system, consider improved lighting with security cameras, steel doors, a vault and monitor how much cash is kept on hand. All good ideas which complement a business’ risk management plan. But what about insider theft? Owners of every business, small to large, need to understand employee crime…

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Campgrounds May Be Seasonal – Risk Management Is Not

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Campground Insurance

This coming weekend we will celebrate Labor Day. For most Americans this holiday marks the end of the summer season. And, as such, many seasonal businesses which operate chiefly in the spring and summer months will prepare to close. These types of businesses vary by geographical location, but can include pool maintenance, children’s summer camps, lawn and yard maintenance, water raft excursions, and both public and private campgrounds. And while…

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