Tag: Health Insurance

Happiness – Is there an APP for that?

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Happiness vs Pleasure

News flash! 2018 is behind us and 2019 is here. Per usual, for the past two months probably all of us have offered greetings to friends, family, associates, and perfect strangers: “Happy Thanksgiving,” “Happy Hanukkah,” “Merry Christmas,” “Happy Kwanzaa,” and “Happy New Year!” As we extended these greetings, maybe we struggled with what types of gifts to consider for our loved ones, particularly our children. Perhaps we want(ed) to believe…

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Affordable Care Act-Not Obamacare

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Doctor Greeting Patient

I was privileged enough to watch about 15 minutes of the State of The Union address the other night.  Political affiliation, or not, I could not help but notice the dynamics of the whole room of “representatives”.   I know crowd psychology as a musician, and I understand how masses of people are moved or swayed because of an initial response to a particular agenda, idea or emotion.  This was very…

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Is Your Doctor in Your Network?

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Medical Equipment

Getting a call from a debt collector is not a phone call anyone likes to take. The presumption is that this debt is owed, therefore you must pay.  This includes doctor and hospital bills.  These debts can affect your credit score and possibly affect  your ability to buy anything on credit. Occasionally, doctors office billing departments may bill an office visit or procedure incorrectly, OR you may have gone to…

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Knoxville Health Insurance Update

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Medical Forms

Hey Knoxville, we have good news!  Open enrollment for January 1, 2014 effective dates for Affordable Care Act and Health Care Reform plans has been extended from December 15, 2013 to December 23, 2013.  So, what does this mean?  It means pre-existing conditions will be accepted on any new Health Insurance policy, beginning January 1, 2014.  If you have any questions, please feel free to contact Tim Spencer at John…

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College Days Are Here

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photo credit: @RunRockPrincess I remember my first day of college. It was exciting and different and completely new. I started at a community college just down the street from my house because I wasn’t sure what I wanted to go to college for. Because of that, I didn’t have to think about insurance for myself until I moved away to attend East Tennessee State University in 2009. Thankfully, my mom is in insurance…

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Introducing Tim!

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Yeah we got, Soul Finally, we have soul! We are pleased to introduce our musically talented and multi-skilled insurance agent Tim Spencer.  Tim is specialized in medicare supplimentals, life, and health insurance.  You will also find Tim navigating families through minefields of personal insurance including auto, home insurance, and retirement protection. Given his past experience with business Tim will segue into the commercial property and casualty markets….as we stated he…

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Family Mission Statement

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I have been reading the 7 Habits; curious to know what our readers think about Family Mission Statements? Do they have the right people on the bus?

Knoxville Health Insurance – Volume 3 – Get someone you trust to help understand your options

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photo credit: Aidan Jones The key to finding someone you trust is seeing whether they really want to make a difference in our current healthcare system. It’s the difference between a sales person and an advisor/consultant. One is passionate about making money and the other is passionate about making a difference. In the world of insurance a lot of people carry the title of “consultant”, but not a lot of people…

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Shadow Benefits destroy Healthcare

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Nick Smith, our new health insurance guy, has developed a new approach that targets “unused shadow benefits,” and then works individually with the plan administrator, or family to design an affordable plan based on value, rather than “smoke and mirrors”….It is unbelievable how much waste exists in a health insurance policy.  Our focus is sharing and educating the public, which is the real solution to a broken system.  If you…

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