Tag: Home Insurance

Homeowners Insurance Endorsements

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Homeowners Insurance Endorsements

Undoubtedly, as 2017 proceeded, Americans have been alerted by the historical weather events Harvey, Irma and Maria which occurred from August 25, 2017, through September 16, 2017. And many homeowners have been shocked to learn that perhaps their homeowner policy and their respective endorsements were lacking in certain ways. How about you? Do you understand your homeowners insurance endorsements? Our regular readers, know that over the past few years we…

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Items to Consider When Home Improvements Include a Contractor

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Home Improvement Projects

Home Improvements in the News… For sure, it’s true for the past couple of weeks snow is still falling in parts of the United States and newscasts report hail storms, flooding and tornadoes in other regions; however, this spring many homeowners are considering minor or major home improvement projects. With this in mind, we read with interest an article on Realtor.com that discussed just how many homeowners are contemplating improvements…

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After a Home Fire: 5 Things You Can’t Ignore

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Residential home with fire insurance

Unfortunately, home fires contribute to more than $7 billion in property damage annually. While there have been significant improvements in fire safety equipment and education, thousands of homeowners still face the daunting task of cleaning up and restoring their home after a residential fire each year. If you do experience fire damage to your home, it’s normal to feel overwhelmed, anxious and confused about what to do next. But, it…

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Exciting News for Choto

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House Fire

It has taken 6 years for Choto to get a fire station and thanks to neighbors like Ed Stout that time is finally here. We have been following this neighborhood movement for many months and we are excited to see this happen. The Farragut Press Enterprise announced the fire station will break ground this month next to the Weigels in the Choto area. The owner and developer John Huber speaks…

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College Days Are Here

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photo credit: @RunRockPrincess I remember my first day of college. It was exciting and different and completely new. I started at a community college just down the street from my house because I wasn’t sure what I wanted to go to college for. Because of that, I didn’t have to think about insurance for myself until I moved away to attend East Tennessee State University in 2009. Thankfully, my mom is in insurance…

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Emergency Exit

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As a kid, Saturday mornings were the best. I would get up early to watch my favorite cartoons. But, surprisingly, I remember the safety commercials telling me to check with my parents about what to do in case of a fire. I would ask, and we came up with a plan of action in case anything should happen. This past weekend, my parents were talking about the time my mom…

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Introducing Tim!

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Yeah we got, Soul Finally, we have soul! We are pleased to introduce our musically talented and multi-skilled insurance agent Tim Spencer.  Tim is specialized in medicare supplimentals, life, and health insurance.  You will also find Tim navigating families through minefields of personal insurance including auto, home insurance, and retirement protection. Given his past experience with business Tim will segue into the commercial property and casualty markets….as we stated he…

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A Year We Will Never Forget

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Last Friday April 27th marked a historic service year for our insurance agency; the 1st anniversary of the hail storm and tornados that swept through Knoxville and the entire southeast. During the last year our team  managed to service 900 claims.  On Friday we decided to unwind as we went to Flats and Taps down the street for a few refreshments. While these times have passed the elephant in the…

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Is your House Located on a Sinkhole?

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photo credit: pocaagua Sinkholes…there are a ton of them in Tennessee. Could your home be located on one?  Did you know that the state of TN requires sinkhole insurance to be offered on all homeowners insurance policies?  I’m here to tell you that there are many people out there who do not take the coverage.  Are you one of them? Buy this stuff it is cheap, sometimes it’s included in…

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Higher Insurance Premiums?

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Explanation in pictures below. These were brought to our attention by Travelers Insurance Personal Lines Division (Home and Auto).  The slides were produced and given by Insurance Information Institute.