Tag: John Bailey Co.

Enhancing Safety Through Ergonomics

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National Ergonomics Month 2018

Did you know October is National Ergonomics Month (NEM)? Yes, it was in 2003 when the Human Factors and Ergonomics Society (HFES) made the decision to reach out to the general public, as well as professionals and students, in the workplace to promote the benefits of ergonomics. Today’s post will serve as a resource for our present and future clients to appreciate that enhancing safety through ergonomics should be everyone’s…

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Life is a Journey – Will You #TakeThePledge?

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#TakeThePledge

September is Life Insurance Awareness Month. It is this time of year when our John Bailey Insurance Agency team reaches out to our current and future clients to start a conversation about life insurance. This year we want to emphasize life is a journey – will you #TakeThePledge? So why have Life Insurance Awareness Month (LIAM)? If you follow the news, whether in your local or national newspapers or on…

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Employee Crime Is Real

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Employee Crime Is Real

In a perfect world, business owners would need only take precautions to prevent theft by outsiders. For example, one might install an alarm system, consider improved lighting with security cameras, steel doors, a vault and monitor how much cash is kept on hand. All good ideas which complement a business’ risk management plan. But what about insider theft? Owners of every business, small to large, need to understand employee crime…

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Campgrounds May Be Seasonal – Risk Management Is Not

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Campground Insurance

This coming weekend we will celebrate Labor Day. For most Americans this holiday marks the end of the summer season. And, as such, many seasonal businesses which operate chiefly in the spring and summer months will prepare to close. These types of businesses vary by geographical location, but can include pool maintenance, children’s summer camps, lawn and yard maintenance, water raft excursions, and both public and private campgrounds. And while…

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Product Liability Insurance Helps Insure a Great Life

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Product Liability Insurance

Whether you purchase and use products as a consumer, sell products as part of your business model or manufacture products for businesses and consumers, then it is important to understand how product liability insurance helps insure a great life. For certain, consumers assume a certain level of guaranteed safety with every product (i.e., autos, furniture, food, medicine, appliances) purchased. Businesses which sell products take on the responsibility for the safety…

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Make Time To Consider Business Interruption Insurance

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Business Interruption Insurance

Over the past few years our John Bailey Insurance Agency team has published a number of blog posts highlighting how the right commercial insurance policy can protect your business from events such as theft, property damage, liability, and employee injury. But today we would like you to make time to consider Business Interruption Insurance. Business Interruption Insurance defined It’s easy enough to google the phrase “business interruption insurance” and you’ll…

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Wildlife On The Road – They Are Bigger Than You Think!

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wildlife on the road animal collision

Summer is here! And, many us are out and about enjoying life, experiencing nature and searching for ways to relax with our families. As evening time comes we often take 30 minutes out of our day to watch the nightly news. During the week of June 19, 2018, a local Tennessee story caught our attention when ABC WATE’s headline reported “Bear Runs Into Car Near Cosby!” So, today we thought…

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May Is Disability Insurance Awareness Month

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Disability Insurance Awareness Month

Have you ever had to miss work because of illness? Most employed and self-employed Americans have an occasional negative health incident that lasts a few days, so they “call in” sick and hopefully their paycheck is not impacted, as personal time off or sick pay covers one for those days. But are you financially prepared if your disability were to last weeks, months or even years? There is a pretty…

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Do You Have Uninsured Motorist Coverage?

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Uninsured Motorist Coverage

Have you ever been involved in an auto accident? The truth is many people over the course of their driving history have at one time or another been party to an automobile accident. In 2015, 7.95 million U.S. drivers were in property damage only crashes on U. S. roads, while 3.13 million drivers were engaged in injury crashes. Are you prepared if the at-fault driver is not insured? Ask yourself:…

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Distracted Driving Awareness Month “Just Drive”

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Distracted Driving Awareness Month 2018

As a driver, has one or more of your passengers ever requested you to “just drive?” Or maybe as a passenger you were the one who uttered these words to your driver, “just drive!” If you’re a parent, chances are you’ve cautioned your teenage child to drive with care and to remember to “just drive.” The 2018 theme for the National Safety Council Distracted Driving Awareness Month “Just Drive” should…

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