Tag: John Bailey Company

The ABCs for National Safety Month

No Comments »
National Safety Month 2019

Would it surprise you to learn that according to the Centers for Disease Control and Prevention (CDC), unintentional injuries are now the third leading cause of death in the United States? It’s true. Look around – just today you might see an apartment pool being drained. Why? One guest broke a glass in the pool, which in turn injured another guest. Or you might notice a person walking four leashed…

Read More

You Can Take the “Bite” Out of Dog Bite Liability Claims

No Comments »
Dog Bite Liability Claims

“Happiness is a warm puppy.” – Charles Schulz. Many generations understand Mr. Schulz’s sentiment exactly. It could be that we still glance at a “Peanuts” cartoon and have fond memories of Snoopy. Maybe we welcome Marmaduke into our lives via the comic strip or movie. No doubt, we love our favorite dog movie(s), but in reality, dog ownership is a position of responsibility and we are almost always liable for…

Read More

Let’s Talk About Insuring Your Teenage Driver

No Comments »
Insurind your teenage driver

As the school year ends, many teens will enjoy their high school proms or graduations while parents will manage all aspects of having a new driver in their household. Just last month, a ClarksvilleNow headline – “Tips, Information for Parents of Teen Drivers During Prom Season” – caught our attention. Today we thought it would be a good idea to be part of this conversation. Are you ready? Ok, let’s…

Read More

Youth Camp Owner’s Insurance “Packing List”

No Comments »
Youth Camp Owners Insurance

Spring is here, and the summer season is right around the corner. Many parents are busy making decisions about whether or not their children will be attending a summer camp this year – if they’re not already putting the final touches on each child’s packing list. Even our local Knoxville News Sentinel recently published “Summer Camps Guide 2019: How to keep kids busy in Knoxville.” If you are having trouble…

Read More

Take Responsibility for Your Life Insurance

No Comments »

If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance. – Suze Orman The above quote is simple and straightforward. But, at the same time, it is cautionary advice that we should all heed. Life insurance is a topic we might overhear our parents discuss. As we mature and find our way into the labor force, it may again…

Read More

Mind Your Business Commercial General Liability Insurance

No Comments »
Commercial Liability Insurance

For many businesses, small and large, the winter months are spent organizing, preparing and filing tax returns. After all, March 15th is the federal tax filing deadline for S Corporations and partnerships. If you’re not a business partner or S Corp owner, then it could be that the 15th of March only brings to mind the “Ides of March” – a day the Romans observed as a deadline for settling…

Read More

Commercial Auto Insurance Telematics and ELD Primer

No Comments »
Telematics-ELD-Rule-Commercial-Auto-Insurance

When the average person considers auto insurance, they’re likely thinking about personal car insurance. But what about commercial auto insurance? Late last year we were struck by an opinion offered by Insurance Business America: “Commercial auto is widely regarded as one of the most challenging insurance markets in the United States.” In response, the John Bailey Company determined that 2019 may be a good time to assist business owners and…

Read More

RV or Camper Insurance – Don’t Leave Home Without It!

No Comments »
RV or Camper Insurance

Perhaps, like our John Bailey Company team, you read with interest a November 12, 2018, The Washington Post article “1 million Americans live in RVs. Meet the ‘modern nomads.’” Thoughts that come to mind include the fact that six of our 50 states and the District of Columbia have populations under one million, or, on the lighter side, one might recall scenes from the 1985 film “Lost In America.” Are…

Read More

Fishing on the Fly Requires “Reel” Risk Management!

No Comments »
Fly Fishing Risk Management

Are you a fly-fishing guide? Perhaps you are one of the 6.5 million Americans who enjoy the sport of fly-fishing and depend on a guide. Or perhaps you’ve never even heard of fly-fishing and now we’ve piqued your interest. Today we would like to reach out to our readers who find fly-fishing to be exciting as well as relaxing and those of you who are professional fly-fishing guides who want…

Read More

Homeowners Insurance Vacancy Clause – Who knew?

No Comments »
Homeowner Insurance Vacancy Clause

Are you a homeowner? If so, you undoubtedly have purchased a homeowners insurance policy to protect your own interests, as well as your mortgage holder’s interests. It’s what we do, it is what we know we need to do. But have you ever heard of a homeowners insurance vacancy clause? Consider three scenarios that could trigger a homeowners insurance vacancy clause You know the familiar adage #LifeHappens. As we opined…

Read More