Tag: John Bailey Company

Renovating? Don’t Forget to Remodel Your Homeowners Insurance

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Home Renovations Include Homeowners Insurance

Home ownership is a big responsibility and for the majority of homeowners their home represents their largest asset. Many people often view DIY programs and HGTV (headquartered in Knoxville, TN) for creative ideas on how to plan home renovations. After all, keeping a home in good repair and comfortable for one’s lifestyle can be expensive and frequently impacts the monthly household budget and disposable income. In fact, according to the…

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Water Damage Claim – Sudden vs Gradual

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Water Damage Claim-Sudden vs Gradual

Understanding the difference between a sudden vs a gradual water damage claim seems simple. But many insureds experience a rude awakening during a water damage event. Investopedia provides this definition for Water Damage Insurance: “Water damage insurance is a type of protection provided in most homeowners insurance policies against sudden and accidental water damage. Water damage insurance does not cover damage resulting from homeowner’s negligence or failure to maintain the…

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Why You Need To Consider Earthquake Insurance

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Knoxville TN ariel view consider Earthquake Insurance

On July 4, 2019, the Mojave Desert town of Ridgecrest, CA, was jolted by a 6.4 magnitude earthquake. The next evening the same Southern California area was rocked by a 7.1 magnitude earthquake. These two events were covered intently by every news media outlet, while viewers from around the nation learned that the areas affected were remote with small populations. It was soon determined that the quakes were felt in…

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Grilling Safety Tips Can Save Your Meal – and Much More

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Grilling Safety Tips

Summertime is the season for relaxing, vacationing, completing home improvement projects, or inviting friends and family for a delicious meal grilled on the barbecue. Over the past few weeks, two news articles caught our attention. WBBJ Eyewitness News (Jackson, TN) wrote “Summer Safety: Fire Up the Grill!” In late June, WSOC-TV (Charlotte, NC) published “South Florida Couple Grilling Steaks Loses Townhome When Fire Engulfs Building.” Today, our John Bailey Company…

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Hands Free Tennessee – PC0412

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Hands Free Tennessee - PC0412

As the busy summer months fall behind us, many of our readers have been busy celebrating the holidays, planning summer camp excursions, insuring their teenage drivers, or hitting the road with an RV or camper in tow. If you are a Tennessee resident or a potential visitor to the Volunteer State this season, it is important to be aware that the new Hands Free Law – referred to as Hands…

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National Insurance Awareness Day – June 28, 2019

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National Insurance Awareness Day -2019

Often when life happens, our first natural response is to pose the question, “Do they have insurance?” Consider an unexpected illness, an automobile accident, workplace injury, a weather event, a house fire, a sudden death or an unforeseen business loss. If there is an insurance policy, each of these life events can be managed more efficiently and with less stress. Today the John Bailey Company team would like to share…

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The ABCs for National Safety Month

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National Safety Month 2019

Would it surprise you to learn that according to the Centers for Disease Control and Prevention (CDC), unintentional injuries are now the third leading cause of death in the United States? It’s true. Look around – just today you might see an apartment pool being drained. Why? One guest broke a glass in the pool, which in turn injured another guest. Or you might notice a person walking four leashed…

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You Can Take the “Bite” Out of Dog Bite Liability Claims

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Dog Bite Liability Claims

“Happiness is a warm puppy.” – Charles Schulz. Many generations understand Mr. Schulz’s sentiment exactly. It could be that we still glance at a “Peanuts” cartoon and have fond memories of Snoopy. Maybe we welcome Marmaduke into our lives via the comic strip or movie. No doubt, we love our favorite dog movie(s), but in reality, dog ownership is a position of responsibility and we are almost always liable for…

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Let’s Talk About Insuring Your Teenage Driver

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Insurind your teenage driver

As the school year ends, many teens will enjoy their high school proms or graduations while parents will manage all aspects of having a new driver in their household. Just last month, a ClarksvilleNow headline – “Tips, Information for Parents of Teen Drivers During Prom Season” – caught our attention. Today we thought it would be a good idea to be part of this conversation. Are you ready? Ok, let’s…

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Youth Camp Owner’s Insurance “Packing List”

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Youth Camp Owners Insurance

Spring is here, and the summer season is right around the corner. Many parents are busy making decisions about whether or not their children will be attending a summer camp this year – if they’re not already putting the final touches on each child’s packing list. Even our local Knoxville News Sentinel recently published “Summer Camps Guide 2019: How to keep kids busy in Knoxville.” If you are having trouble…

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