Tag: John Bailey Company

Homeowners Insurance Vacancy Clause – Who knew?

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Homeowner Insurance Vacancy Clause

Are you a homeowner? If so, you undoubtedly have purchased a homeowners insurance policy to protect your own interests, as well as your mortgage holder’s interests. It’s what we do, it is what we know we need to do. But have you ever heard of a homeowners insurance vacancy clause? Consider three scenarios that could trigger a homeowners insurance vacancy clause You know the familiar adage #LifeHappens. As we opined…

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Baby Boomers Ready For Retirement

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Baby Boomer Couple Consider Retirement

Depending on your own age, you are either overly familiar with the baby boomer generation because you are a baby boomer, or you have an “arm’s length” familiarity being the child or grandchild of baby boomers. Be that as it may, since the youngest baby boomers will turn 55 in 2019, our John Bailey Company team would like to focus the lens to learn how baby boomers ready for retirement….

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Happiness – Is there an APP for that?

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Happiness vs Pleasure

News flash! 2018 is behind us and 2019 is here. Per usual, for the past two months probably all of us have offered greetings to friends, family, associates, and perfect strangers: “Happy Thanksgiving,” “Happy Hanukkah,” “Merry Christmas,” “Happy Kwanzaa,” and “Happy New Year!” As we extended these greetings, maybe we struggled with what types of gifts to consider for our loved ones, particularly our children. Perhaps we want(ed) to believe…

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Risk Management – Is Your Business Connected?

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Technology Smart Sensors Risk Management

Do you own a business? Or perhaps you serve on the risk management team for your employer? Over the years, via our blog and as a service for our John Bailey Company commercial customers, we often discuss new aspects of risk management. Considering the internet of things (IoT) is critical in all aspects of our lives, today we pose a question: Risk management – is your business connected? Predicting and…

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Children and Technology – Minding the 5 C’s

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Children and Technology - Minding the 5 C's

As 2018 winds down, many families are preparing for the December holidays. Perhaps this Thanksgiving holiday you spent time with multi-generations of your family. If so, did you notice how many kept their eyes focused on their iPhones, iPads/Tablets, or Smartphones? Did you really engage with each other or did the day pass with limited personal interaction? With this in mind, it occurred to our John Bailey Company team that…

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Teen Driver Safety Is A Family Affair

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Teen Driver Safety

In late October we learned about National Teen Driver Safety Week which took place October 21-27, 2018. While researching more about this important campaign, we concurred with the United States Department of Transportation (USDOT) that conversations between teens and parents should take place every week to stress important safety rules and practices in an effort to save lives and prevent injuries. It’s true, teen driver safety is a family affair….

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Long Term Care Insurance – Are You Prepared?

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Long Term Care Insurance

Chances are you’ve had family members or close friends who suddenly found themselves being responsible to provide care for an aging parent or a disabled child. According to the American Association of Retired Persons, now simply referred to as AARP, currently 20 million Americans provide care for their aging parents. So, today let’s discuss Long Term Care Insurance, are you prepared? Activities of Daily Living, aka ADLs ADLs are part…

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Enhancing Safety Through Ergonomics

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National Ergonomics Month 2018

Did you know October is National Ergonomics Month (NEM)? Yes, it was in 2003 when the Human Factors and Ergonomics Society (HFES) made the decision to reach out to the general public, as well as professionals and students, in the workplace to promote the benefits of ergonomics. Today’s post will serve as a resource for our present and future clients to appreciate that enhancing safety through ergonomics should be everyone’s…

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Is Flood Insurance in Your Forecast?

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Flood Insurance in Your Forecast

Do you ever think about the word forecast? It is a word that is both a noun (a prophecy, estimate, or prediction of a future happening or condition) and verb (to calculate or predict [some future event or condition] usually as a result of study and analysis of available pertinent data). Many start and end each day reviewing forecasts – financial, business, school, traffic and almost always weather forecasts. For…

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Even Your Keel With Boat Insurance!

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Boat Even Keel

Do you own a boat? Have you ever wondered how many recreational boats are registered in the United States? Maybe you’d like to know that according to the Boat Responsibly report issued by U.S Department of Homeland Security and the U.S. Coast Guard Office of Auxiliary and Boating Safety in 2016 there were 11,861,811 (including 11,005,841 mechanically propelled and 855,970 non-mechanically propelled) boats registered in the U.S. Those registered in…

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