Tag: John Bailey Company

Glamorous Camping Also Known As Glamping

No Comments »
Glamping Industry

“My wife’s idea of camping is a hotel without room service!” …Anonymous If you’re in a relationship where one of you enjoys the great outdoors and camping, but your partner does not take kindly to backpacking, sleeping bags, bugs, snakes, dehydrated food and no “facilities,” then glamorous camping may be an answer for you. Glamorous camping also known as glamping is not really new, but today’s post will give you…

Read More

Understanding Errors and Omissions Insurance

No Comments »
Errors-and-Omissions-Insurance

This is tax season. For the ordinary taxpayer the deadline for filing your personal return for the tax year 2017 is April 17, 2018. Why not April 15th? Well, this year April 15th falls on a Sunday and April 16th, according to the IRS, “Emancipation Day – a legal holiday in the District of Columbia – will be observed on that Monday, which pushes the nation’s filing deadline to Tuesday,…

Read More

Insuring Multi-Family Dwellings

No Comments »
Insuring Multi-Family Dwellings

Last summer we read with interest a new report by the Pew Research Center. After reviewing Census Bureau housing data, it was determined that currently more U.S. households are headed by renters than at any time-period since 1965. The reasons for this are many and perhaps you have noticed in your own state that the number of multi-family dwellings has increased in the last decade. This is a good indicator…

Read More

Understand The Problem With Potholes

No Comments »
problem with potholes

If you do a quick online GOOGLE News search for the phrase “winter potholes,” chances are the search engine will return in excess of 52,000 results. And there is a good reason for this: Almost every state, at some time or another, experiences severe weather conditions which precipitate roadway potholes. And the severe weather events over the past 12 months including floods, hurricanes, dramatic shifts in winter temperatures, snowstorms, mudslides,…

Read More

Life Insurance Policy Locator Service

No Comments »
Life Insurance Policy Locator Service

Our blog title this week, Life Insurance Policy Locator Service, may catch you off guard. You might wonder why you or anyone could need this service. After all, you planned appropriately, you worked with your insurance agent, you found solutions, you purchased your life insurance policy, you paid your premiums timely by mail or by using an app, and you tucked your policy away in a safe place. But, did…

Read More

Fitness Centers Need for Risk Control

No Comments »
Fitness Center Risk Control

Yes, 2018 is here! On New Year’s Eve, many people made resolutions. Articles abound in January on the types of resolutions pledged (although not necessarily kept). In fact, there is a website Statistic Brain that offers the following: In 2017, ranking number 1 for 2017 was to lose weight and eat healthier (21.4%), while 5.5% (number 7) of resolutions dealt with to work out more often. Additionally, Statistic Brain reports…

Read More

Catastrophes And Challenges Impact Commercial Coverage Rates

No Comments »
Commercial Insurance Coverage and Rates

With the New Year ahead, it’s a good time to glance in the rear-view mirror and consider what businesses and individuals have faced this year from an insurance point of view, as well as what one may face in the coming year. We’ve taken time in the past few months to review items like various homeowner endorsements, flood insurance, and the impact high-tech autos have on insurance rates. We are…

Read More

Do You Understand Artisan Contractors Insurance?

No Comments »
Artisan Contractor

“He who works with his hands is a laborer. He who works with his hands and his head is a craftsman. He who works with his hands and his head and his heart is an artist.” – St. Francis of Assisi If you own your home or if you rent your home, then you might often marvel at the quality of the craftsmanship and sheer artistry of the finished workmanship….

Read More

High-Tech Autos Add To Higher Auto Insurance Rates

No Comments »
High-Tech-Autos Higher Auto Insurance Rates

Are you in the market for a new automobile? Perhaps you spent Black Friday auto shopping. Yes, people really do go car shopping on Black Friday. In fact, The Nashville Ledger published a “how to” article on November 24, 2017, “How to shop for car deals on Black Friday.” Part of their step-by-step instructions included this caution: Bring along a copy of your current auto insurance card. But you may…

Read More

Liquor Liability Coverage: A New Year’s Resolution

No Comments »
Liquor Liability Coverage

It is now November and many commercial businesses should take some time to review their commercial general liability insurance policy. For example, if your business is a resort, campground, restaurant, brewery, distillery or even an event venue, then you will want to make a New Year’s resolution to review your Liquor Liability coverage. According to the Insurance Information Institute (III) Liquor Liability insurance is: “Business coverage that protects your business…

Read More