Tag: John Bailey Company

Enhancing Safety Through Ergonomics

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National Ergonomics Month 2018

Did you know October is National Ergonomics Month (NEM)? Yes, it was in 2003 when the Human Factors and Ergonomics Society (HFES) made the decision to reach out to the general public, as well as professionals and students, in the workplace to promote the benefits of ergonomics. Today’s post will serve as a resource for our present and future clients to appreciate that enhancing safety through ergonomics should be everyone’s…

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Is Flood Insurance in Your Forecast?

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Flood Insurance in Your Forecast

Do you ever think about the word forecast? It is a word that is both a noun (a prophecy, estimate, or prediction of a future happening or condition) and verb (to calculate or predict [some future event or condition] usually as a result of study and analysis of available pertinent data). Many start and end each day reviewing forecasts – financial, business, school, traffic and almost always weather forecasts. For…

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Even Your Keel With Boat Insurance!

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Boat Even Keel

Do you own a boat? Have you ever wondered how many recreational boats are registered in the United States? Maybe you’d like to know that according to the Boat Responsibly report issued by U.S Department of Homeland Security and the U.S. Coast Guard Office of Auxiliary and Boating Safety in 2016 there were 11,861,811 (including 11,005,841 mechanically propelled and 855,970 non-mechanically propelled) boats registered in the U.S. Those registered in…

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Product Liability Insurance Helps Insure a Great Life

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Product Liability Insurance

Whether you purchase and use products as a consumer, sell products as part of your business model or manufacture products for businesses and consumers, then it is important to understand how product liability insurance helps insure a great life. For certain, consumers assume a certain level of guaranteed safety with every product (i.e., autos, furniture, food, medicine, appliances) purchased. Businesses which sell products take on the responsibility for the safety…

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Make Time To Consider Business Interruption Insurance

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Business Interruption Insurance

Over the past few years our John Bailey Insurance Agency team has published a number of blog posts highlighting how the right commercial insurance policy can protect your business from events such as theft, property damage, liability, and employee injury. But today we would like you to make time to consider Business Interruption Insurance. Business Interruption Insurance defined It’s easy enough to google the phrase “business interruption insurance” and you’ll…

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May Is Disability Insurance Awareness Month

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Disability Insurance Awareness Month

Have you ever had to miss work because of illness? Most employed and self-employed Americans have an occasional negative health incident that lasts a few days, so they “call in” sick and hopefully their paycheck is not impacted, as personal time off or sick pay covers one for those days. But are you financially prepared if your disability were to last weeks, months or even years? There is a pretty…

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Glamorous Camping Also Known As Glamping

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Glamping Industry

“My wife’s idea of camping is a hotel without room service!” …Anonymous If you’re in a relationship where one of you enjoys the great outdoors and camping, but your partner does not take kindly to backpacking, sleeping bags, bugs, snakes, dehydrated food and no “facilities,” then glamorous camping may be an answer for you. Glamorous camping also known as glamping is not really new, but today’s post will give you…

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Understanding Errors and Omissions Insurance

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Errors-and-Omissions-Insurance

This is tax season. For the ordinary taxpayer the deadline for filing your personal return for the tax year 2017 is April 17, 2018. Why not April 15th? Well, this year April 15th falls on a Sunday and April 16th, according to the IRS, “Emancipation Day – a legal holiday in the District of Columbia – will be observed on that Monday, which pushes the nation’s filing deadline to Tuesday,…

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Insuring Multi-Family Dwellings

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Insuring Multi-Family Dwellings

Last summer we read with interest a new report by the Pew Research Center. After reviewing Census Bureau housing data, it was determined that currently more U.S. households are headed by renters than at any time-period since 1965. The reasons for this are many and perhaps you have noticed in your own state that the number of multi-family dwellings has increased in the last decade. This is a good indicator…

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Understand The Problem With Potholes

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problem with potholes

If you do a quick online GOOGLE News search for the phrase “winter potholes,” chances are the search engine will return in excess of 52,000 results. And there is a good reason for this: Almost every state, at some time or another, experiences severe weather conditions which precipitate roadway potholes. And the severe weather events over the past 12 months including floods, hurricanes, dramatic shifts in winter temperatures, snowstorms, mudslides,…

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