Tag: renter’s insurance

Grilling Safety Tips Can Save Your Meal – and Much More

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Grilling Safety Tips

Summertime is the season for relaxing, vacationing, completing home improvement projects, or inviting friends and family for a delicious meal grilled on the barbecue. Over the past few weeks, two news articles caught our attention. WBBJ Eyewitness News (Jackson, TN) wrote “Summer Safety: Fire Up the Grill!” In late June, WSOC-TV (Charlotte, NC) published “South Florida Couple Grilling Steaks Loses Townhome When Fire Engulfs Building.” Today, our John Bailey Company…

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Is Your Property in Storage Insured?

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photo credit: me and the sysop First, do you have homeowners or renters insurance? If the answer is yes, then we can look if your homeowners insurance covers your property in storage. Most standard insurance policies for homeowners or renters can provide your personal property with protection not only in a storage unit, but anywhere in the world. The downfall is that it does not protect you in the same…

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Homeowners VS Renters: Do you know the Difference?

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photo credit: Adrian Serghie In case you didn’t know the difference between the two already, homeowners insures the property as well as the contents inside the house whereas renters only covers the contents. This is because the renter does not have an insurable interest in the property; only the homeowner does. What does this mean exactly if you do own your own home and have someone living with you? This…

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Did You Know?

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What happens when your car gets broken into? The car hasn’t been stolen, but maybe you left your wallet or purse in it. The IPod that you leave sitting next to you and always forget to bring in the house has been taken as well. First thing you do? Call your Auto insurance agent. But wait! Unless the thief broke a window or damaged the car in some way, it does…

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College Days Are Here

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photo credit: @RunRockPrincess I remember my first day of college. It was exciting and different and completely new. I started at a community college just down the street from my house because I wasn’t sure what I wanted to go to college for. Because of that, I didn’t have to think about insurance for myself until I moved away to attend East Tennessee State University in 2009. Thankfully, my mom is in insurance…

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Knoxville Homeowner’s Insurance: Volume 1

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photo credit: Bah Humbug During wedding/engagement season several guys spend thousands of dollars then get down on one knee to express there love, commitment, etc. Now that I’ve shown my sensitive side, lets discuss how these engagement and wedding rings can be covered. You can add specific jewelry insurance coverage on your homeowner’s or renter’s insurance policy. This is done based on a scheduled personal property basis. It usually covers…

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Identity Theft Insurance

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photo credit: Fosforix Identity theft is a very realistic possibility with technology today. One awesome thing about the companies we represent is that you can obtain coverage for it with your Homeowner’s and renter’s policies. It can pay up to $15,000 of your expenses that are a result of the following: -Loss of income as a result of meeting with law enforcement or credit agencies -loan reapplication fees -Certified mailing…

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