So you’re driving down a back country road just outside Knoxville in a recently purchased car. You switch the song on your Ipod, then there’s a loud crashing noise and you feel like you’ve hit a tree. You realize it’s not a tree, but a deer.
You start to wonder if your insurance company will pay for your cracked windshield, dented hood, etc. Then you realized that when your auto insurance agent quoted your policy you elected to go with comprehensive and collision coverage just to be safe.
Usually if you hit a moving animal there is coverage under comprehensive. In most cases this means you would have to pay the deductible with your insurance company picking up the rest of the repair costs.