Bars require premium insurance coverage to safeguard employees, property, and assets. Founded in 1946, our independent Knoxville insurance agency protects bar and tavern owners from income loss and premises damage, as well as offering coverage for slip and falls, assault and battery, food spoilage, and liquor liability. Our professionals also help with ACA compliance and health insurance coverage for owners, bartenders, bouncers, kitchen staff, and bar-backs.
Insurance Packages for Nightclubs and Bars
From over-serving customers to being sued for a slip and fall, unexpected business interruptions put your income and livelihood at risk. Specializing in custom insurance packages tailored to your bar’s operational needs, John Bailey Company handles risk management so you can focus on your patrons. Serving small and midsized taverns and bars, we proudly offer the following coverage options:
- Business owner policies
- General liability coverage for bodily injury
- General liability coverage for property damage
- Advertising injury
- Property coverage for buildings & contents
- Spoilage coverage
- Liquor liability
- Liquor bonds
- Improvements & betterments
- Product liability insurance
- Employer practices liability
- Business income coverage
- Workers’ compensation insurance
- Commercial auto insurance
- Disability insurance
- Directors & officers coverage
- Equipment breakdown insurance
- Cyber liability insurance
- Umbrella liability insurance
- Crime coverage
- Health insurance (ACA compliance)
John Bailey Company can insure these types of bars and taverns, among others:
- Sports bars
- Martini bars
- Brew pubs
- Ale houses
- Nightclubs
- Casinos
Advantages of John Bailey Company Insurance Plans for Bar Owners
Your John Bailey Company partnership is an investment in the stability of your business. There are many reasons that bar owners trust our team with their establishment:
- 70 years of family-owned experience
- Honest, fair approach to customer care
- Innovative solutions that meet budget & coverage needs
- Commercial & personal asset protection
- Annual insurance reviews to evaluate new needs
John Bailey Company is an independent provider representing some of the most reputable insurance companies in today’s industry. Acting as your advocate, we supply unbiased recommendations and competitive policy pricing. Our licensed team of insurance professionals takes time to educate you about your insurance purpose, and we routinely assess your insurance needs so your employees, assets, family, and property are adequately protected.