Retail Insurance

Retail businesses require premium insurance coverage to safeguard their property, assets, and employees. Founded in 1946, our independent Knoxville insurance agency protects retailers from income loss and damage to premises. Our licensed professionals also provide coverage for slip and fall, product liability, and business income losses, as well as ACA-compliant health insurance coverage for you and your staff.

Insurance Packages for Retail Stores

Whether a fire at an adjoining store impacts you or you are sued after a wet floor incident, unexpected retail interruptions put income and livelihood at risk. John Bailey Company specializes in custom insurance packages tailored to your store’s operational needs. We handle risk management so you can focus on your customers. Serving small and midsized operations, including online retailers, we proudly offer the following coverage options:

  • Business owner policies
  • General liability coverage for bodily injury
  • General liability coverage for property damage
  • Advertising injury
  • Property coverage for buildings & inventory
  • Sign coverage
  • Spoilage coverage
  • Host liquor liability
  • Improvements & betterments
  • Product liability insurance
  • Employer practices liability
  • Business income coverage
  • Workers’ compensation insurance
  • Commercial auto insurance
  • Disability insurance
  • Directors & officers coverage
  • Equipment breakdown insurance
  • Cyber liability insurance
  • Umbrella liability insurance
  • Crime coverage
  • Health insurance (ACA compliance)

John Bailey Company provides insurance expertise for a variety of retail store types, including:

  • Clothing & apparel
  • Specialty retail
  • Drug stores
  • Furniture stores
  • Convenience stores
  • Grocery stores
  • Auto parts stores
  • Home improvement stores
  • Florists
  • Liquor stores

Benefits of John Bailey Company Retailer Insurance Policies

Your John Bailey Company insurance purchase is an important investment in the financial stability of your retail business. Stores trust their business to our licensed insurance firm for a variety of reasons:

  • 70 years of tireless service & experience
  • Family-owned & operated business values
  • Innovative policy strategies that suit your budget & coverage needs
  • Preservation of commercial & personal assets
  • Once-a-year reviews to evaluate your insurance needs

John Bailey Company is an unbiased representative for some of the most reputable and financially stable insurance companies in the industry. Serving as your business advocate throughout the insurance purchase process, we educate you about policy options and locate competitive pricing that fits with your budget. We are a driven, licensed team of insurance professionals assuring adequate protection for your business, assets, family, and team members.

Are you paying too much for your Retail Insurance?

Schedule a consultation to quickly find out if you’re paying too much. We’ll let you know if we can’t beat your current policy. We’ll even refer you to someone else if we know of a better option out there. Straight, honest advice — it’s the JBC way. Dial (865) 524-0785, or fill out this form:

Got a question?

We’re here to help.

TIP: Be sure to include your phone number if you'd like for us to reply by phone/text.