Restaurant Insurance

Insurance for Restaurants

restaurant insurance policies Restaurants and food establishments require premium insurance coverage to safeguard property, equipment, assets, and employees. Founded in 1946, John Bailey Company is an independent Knoxville insurance agency protecting restaurateurs from income loss and damage to premises. For your peace of mind, we also provide coverage for food spoilage and liquor liability, and offer ACA-compliant health insurance for owners and employees.


Insurance Packages

From frozen pipes to broken teeth and E. coli outbreaks, restaurant interruptions put your income and livelihood at risk. Specializing in custom insurance packages tailored to your restaurant’s operational needs, John Bailey Company handles risk management so you can focus on your patrons. Serving small and midsized food operations, we proudly offer the following coverage options:

• Business owner policies
• General liability coverage for bodily injury
• General liability coverage for property damage
• Property coverage for buildings & contents
• Spoilage coverage
• Liquor liability
• Liquor bonds
• Improvements & betterments
• Product liability insurance
• Employer practices liability
• Business income coverage
• Workers’ compensation insurance
• Commercial auto insurance
• Disability insurance
• Directors & officers coverage
• Equipment breakdown insurance
• Cyber liability insurance
• Umbrella liability insurance
• Crime coverage
• Health insurance (ACA compliance)

John Bailey Company insures many different restaurant types, including:

• Family restaurants
• Fine dining establishments
• Franchises
• Catering companies
• Delis & diners
• Cafes & coffee shops
• Ice cream parlors
• Bakeries
• Food trucks
• Specialty restaurants

Benefits of Customized Insurance Plans for Restaurants

Your John Bailey Insurance Company policy is an investment in your restaurant’s stability. Restaurateurs and franchise owners trust John Bailey Company with their businesses for many reasons:

• 70 years of family-owned, client-focused service
• Protection of commercial & personal assets
• Innovative, budget-friendly solutions for coverage
• Yearly policy reviews to evaluate coverage needs

Representing insurance companies that provide reputable, competitively priced policies, John Bailey Company serves as your advocate during the insurance purchase process. We are a licensed, professional team dedicated to educating clients and providing an evolving range of protection options for your restaurant, equipment, employees, and family.

Request a Quote for Restaurant Insurance

Safeguard your restaurant and reduce business risk with customized solutions from one of Knoxville’s most experienced insurance experts. Call us at 865.524.0785 to request an estimate, or fill out an online form today. Our staff will be in touch ASAP to discuss your insurance requirements and provide a no-obligation quote.