Tag: Commercial Insurance

EPLI Coverage: Is It In Your Toolbox?

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Employees discuss EPLI Coverage

“Start with good people, lay out the rules, communicate with your employees, motivate them and reward them. If you do all those things effectively, you can’t miss.” This concise business advice was offered by Lee Iacocca. His counsel at first may appear easy enough to follow; however, business owners and managers from doctors, restaurateurs, resort owners, to youth camp owners often find themselves embroiled in claims brought by workers stating…

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Consider Cyber Liability Insurance and Keep Your Business Safe

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Cyber Liability Insurance Keep Your Business Safe

Recently, how many times have you ordered gifts on-line for family members or friends? Perhaps you shopped on Amazon, purchased holiday cards via Walgreens or Walmart, ordered a new TV from Best Buy, or selected a Christmas tree and decorations from Target. Over Black Friday or Cyber Monday it could be you shared much identifying information with your favorite retailer or as a business owner you gathered pertinent information from…

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Why You Need To Consider Earthquake Insurance

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Knoxville TN ariel view consider Earthquake Insurance

On July 4, 2019, the Mojave Desert town of Ridgecrest, CA, was jolted by a 6.4 magnitude earthquake. The next evening the same Southern California area was rocked by a 7.1 magnitude earthquake. These two events were covered intently by every news media outlet, while viewers from around the nation learned that the areas affected were remote with small populations. It was soon determined that the quakes were felt in…

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National Insurance Awareness Day – June 28, 2019

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National Insurance Awareness Day -2019

Often when life happens, our first natural response is to pose the question, “Do they have insurance?” Consider an unexpected illness, an automobile accident, workplace injury, a weather event, a house fire, a sudden death or an unforeseen business loss. If there is an insurance policy, each of these life events can be managed more efficiently and with less stress. Today the John Bailey Company team would like to share…

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The ABCs for National Safety Month

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National Safety Month 2019

Would it surprise you to learn that according to the Centers for Disease Control and Prevention (CDC), unintentional injuries are now the third leading cause of death in the United States? It’s true. Look around – just today you might see an apartment pool being drained. Why? One guest broke a glass in the pool, which in turn injured another guest. Or you might notice a person walking four leashed…

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Youth Camp Owner’s Insurance “Packing List”

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Youth Camp Owners Insurance

Spring is here, and the summer season is right around the corner. Many parents are busy making decisions about whether or not their children will be attending a summer camp this year – if they’re not already putting the final touches on each child’s packing list. Even our local Knoxville News Sentinel recently published “Summer Camps Guide 2019: How to keep kids busy in Knoxville.” If you are having trouble…

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Mind Your Business Commercial General Liability Insurance

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Commercial Liability Insurance

For many businesses, small and large, the winter months are spent organizing, preparing and filing tax returns. After all, March 15th is the federal tax filing deadline for S Corporations and partnerships. If you’re not a business partner or S Corp owner, then it could be that the 15th of March only brings to mind the “Ides of March” – a day the Romans observed as a deadline for settling…

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Commercial Auto Insurance Telematics and ELD Primer

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Telematics-ELD-Rule-Commercial-Auto-Insurance

When the average person considers auto insurance, they’re likely thinking about personal car insurance. But what about commercial auto insurance? Late last year we were struck by an opinion offered by Insurance Business America: “Commercial auto is widely regarded as one of the most challenging insurance markets in the United States.” In response, the John Bailey Company determined that 2019 may be a good time to assist business owners and…

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Fishing on the Fly Requires “Reel” Risk Management!

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Fly Fishing Risk Management

Are you a fly-fishing guide? Perhaps you are one of the 6.5 million Americans who enjoy the sport of fly-fishing and depend on a guide. Or perhaps you’ve never even heard of fly-fishing and now we’ve piqued your interest. Today we would like to reach out to our readers who find fly-fishing to be exciting as well as relaxing and those of you who are professional fly-fishing guides who want…

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Risk Management – Is Your Business Connected?

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Technology Smart Sensors Risk Management

Do you own a business? Or perhaps you serve on the risk management team for your employer? Over the years, via our blog and as a service for our John Bailey Company commercial customers, we often discuss new aspects of risk management. Considering the internet of things (IoT) is critical in all aspects of our lives, today we pose a question: Risk management – is your business connected? Predicting and…

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