Tag: John Bailey Company

EPLI Coverage: Is It In Your Toolbox?

No Comments »
Employees discuss EPLI Coverage

“Start with good people, lay out the rules, communicate with your employees, motivate them and reward them. If you do all those things effectively, you can’t miss.” This concise business advice was offered by Lee Iacocca. His counsel at first may appear easy enough to follow; however, business owners and managers from doctors, restaurateurs, resort owners, to youth camp owners often find themselves embroiled in claims brought by workers stating…

Read More

Auto Insurance: Questions and Answers

No Comments »
Auto accident circa 1925 -auto insurance

Did you buy a new automobile in 2019? If so, then you are one of the 17 million people in the United States who made the decision to purchase a new vehicle in the last 12 months. The news is filled with observations about these statistics. The New York Times offered their observations and J.D. Power published a press release indicating that consumers spent $462 billion on new cars in…

Read More

Consider Cyber Liability Insurance and Keep Your Business Safe

No Comments »
Cyber Liability Insurance Keep Your Business Safe

Recently, how many times have you ordered gifts on-line for family members or friends? Perhaps you shopped on Amazon, purchased holiday cards via Walgreens or Walmart, ordered a new TV from Best Buy, or selected a Christmas tree and decorations from Target. Over Black Friday or Cyber Monday it could be you shared much identifying information with your favorite retailer or as a business owner you gathered pertinent information from…

Read More

Renovating? Don’t Forget to Remodel Your Homeowners Insurance

No Comments »
Home Renovations Include Homeowners Insurance

Home ownership is a big responsibility and for the majority of homeowners their home represents their largest asset. Many people often view DIY programs and HGTV (headquartered in Knoxville, TN) for creative ideas on how to plan home renovations. After all, keeping a home in good repair and comfortable for one’s lifestyle can be expensive and frequently impacts the monthly household budget and disposable income. In fact, according to the…

Read More

Water Damage Claim – Sudden vs Gradual

No Comments »
Water Damage Claim-Sudden vs Gradual

Understanding the difference between a sudden vs a gradual water damage claim seems simple. But many insureds experience a rude awakening during a water damage event. Investopedia provides this definition for Water Damage Insurance: “Water damage insurance is a type of protection provided in most homeowners insurance policies against sudden and accidental water damage. Water damage insurance does not cover damage resulting from homeowner’s negligence or failure to maintain the…

Read More

Life Insurance Awareness Month #LIAM19

No Comments »
Life Insurance Awareness Month #LIAM19

Every September our John Bailey Company highlights life insurance. Some might question why we turn our lens toward life insurance every year. The truth is we understand life happens and a person’s life can change with each passing day. For sure celebrating a marriage can impact one’s insurance needs, as can buying a home, changing professions or employers, welcoming a first child or an additional child or sending your children…

Read More

Why You Need To Consider Earthquake Insurance

No Comments »
Knoxville TN ariel view consider Earthquake Insurance

On July 4, 2019, the Mojave Desert town of Ridgecrest, CA, was jolted by a 6.4 magnitude earthquake. The next evening the same Southern California area was rocked by a 7.1 magnitude earthquake. These two events were covered intently by every news media outlet, while viewers from around the nation learned that the areas affected were remote with small populations. It was soon determined that the quakes were felt in…

Read More

Grilling Safety Tips Can Save Your Meal – and Much More

No Comments »
Grilling Safety Tips

Summertime is the season for relaxing, vacationing, completing home improvement projects, or inviting friends and family for a delicious meal grilled on the barbecue. Over the past few weeks, two news articles caught our attention. WBBJ Eyewitness News (Jackson, TN) wrote “Summer Safety: Fire Up the Grill!” In late June, WSOC-TV (Charlotte, NC) published “South Florida Couple Grilling Steaks Loses Townhome When Fire Engulfs Building.” Today, our John Bailey Company…

Read More

Hands Free Tennessee – PC0412

No Comments »
Hands Free Tennessee - PC0412

As the busy summer months fall behind us, many of our readers have been busy celebrating the holidays, planning summer camp excursions, insuring their teenage drivers, or hitting the road with an RV or camper in tow. If you are a Tennessee resident or a potential visitor to the Volunteer State this season, it is important to be aware that the new Hands Free Law – referred to as Hands…

Read More

National Insurance Awareness Day – June 28, 2019

No Comments »
National Insurance Awareness Day -2019

Often when life happens, our first natural response is to pose the question, “Do they have insurance?” Consider an unexpected illness, an automobile accident, workplace injury, a weather event, a house fire, a sudden death or an unforeseen business loss. If there is an insurance policy, each of these life events can be managed more efficiently and with less stress. Today the John Bailey Company team would like to share…

Read More