Tag: Restaurant Insurance

EPLI Coverage: Is It In Your Toolbox?

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Employees discuss EPLI Coverage

“Start with good people, lay out the rules, communicate with your employees, motivate them and reward them. If you do all those things effectively, you can’t miss.” This concise business advice was offered by Lee Iacocca. His counsel at first may appear easy enough to follow; however, business owners and managers from doctors, restaurateurs, resort owners, to youth camp owners often find themselves embroiled in claims brought by workers stating…

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Workers Compensation Insurance – Does Yours Meet The Bar?

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Workers Compensation Insurance Restaurants and Bars

Are you familiar with the French word “couvrir?” In English, we say “cover.” In the restaurant and bar business, the entire staff, owner and/or manager to bus person, understands the phrase “cover” to indicate an “individual diner or the entire meal served to an individual diner.” At any given point in a restaurant or bar shift the number of covers is being tallied. In turn, this number is tracked month…

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Liquor Liability Insurance – TRAIN Your Staff

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Liquor Liability Insurance TRAIN Your Staff

Over the years our John Bailey Company team has written often about commercial insurance products including liquor liability insurance. If you own or operate a restaurant and/or bar, then understanding liquor liability insurance is business critical. No establishment wants to be caught off guard and face implication in contributing to an untimely fatal crash. Liquor liability laws vary by state and can be updated forcing businesses to face a heavier…

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Restaurateurs: Make Safety Your First Menu Item!

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restaurant and bar safety

Many restaurateurs start with a dream. Maybe they grow up enjoying certain restaurants’ menus. They recall the delight of special meals with their families in traditional restaurants. Perhaps they even found their first job in a local restaurant or one of the many restaurant chains that hire high-school students. They may have worked their way through college as a bus person on the way to becoming a line cook. And…

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3 Costly Mistakes Restaurant Owners Make (That You Can Easily Avoid)

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Restaurant Kitchen Scene

Were you born with an unrelenting entrepreneurial streak? Thinking about quitting your 9 to 5 desk job to open your own gastropub or neighborhood pizza joint? If so, kudos to you! While you’ve probably heard anecdotal stories about how it can be challenging to build up a loyal base of patrons it is, in fact, entirely within your reach. While it may not be easy for some, you shouldn’t let…

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Restaurant Insurance

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Restaurant Insurance

Many insurance companies claim to be great at insuring restaurants. Likewise, many insurance agencies, claim to be specialized in the restaurant industry. We even have captive and direct home and auto insurance agencies who claim to have the insurance expertise. The entire  industry has really created a one size fits all approach to restaurant insurance. However, it seems the insurance industry has slipped; that so called specialized insurance policy doesn’t…

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